# actual_payees_get

List all payees in Actual Budget. Payees represent merchants, service providers, individuals, or other entities you transact with. Returns payee ID, name, and optional transfer account information for internal transfers.

Agent View of the PolicyLayer registry record for `actual_payees_get`. HTML page: https://policylayer.com/tools/actual/actual-payees-get

## Facts

- Tool: `actual_payees_get`
- Server: Actual (`actual-mcp-server`) — https://policylayer.com/tools/actual.md
- Install: `npx -y actual-mcp-server`
- Homepage: git+https://github.com/agigante80/actual-mcp-server.git
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Allowed

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "actual_payees_get",
    "arguments": {}
  }
}
```

## Why actual_payees_get is rated Low

This tool retrieves and lists payee information (ID, name, transfer account details) from Actual Budget without creating, modifying, or deleting any data. It is a read-only query operation. While the data concerns financial entities, the tool itself performs no financial transactions or irreversible actions.

From the tool's own definition: "Tool name 'actual_payees_get' and description 'List all payees' indicate a retrieval operation with no modification or side effects."

## Use case

AI agents call actual_payees_get to retrieve information from Actual without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Actual:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "actual_payees_get": {}
  }
}
```

## Other tools on Actual (63)

- `actual_accounts_delete` — Destructive — https://policylayer.com/tools/actual/actual-accounts-delete.md
- `actual_categories_delete` — Destructive — https://policylayer.com/tools/actual/actual-categories-delete.md
- `actual_category_groups_delete` — Destructive — https://policylayer.com/tools/actual/actual-category-groups-delete.md
- `actual_payees_delete` — Destructive — https://policylayer.com/tools/actual/actual-payees-delete.md
- `actual_rules_delete` — Destructive — https://policylayer.com/tools/actual/actual-rules-delete.md
- `actual_schedules_delete` — Destructive — https://policylayer.com/tools/actual/actual-schedules-delete.md
- `actual_tags_delete` — Destructive — https://policylayer.com/tools/actual/actual-tags-delete.md
- `actual_transactions_delete` — Destructive — https://policylayer.com/tools/actual/actual-transactions-delete.md
- `actual_bank_sync` — Execute — https://policylayer.com/tools/actual/actual-bank-sync.md
- `actual_query_run` — Execute — https://policylayer.com/tools/actual/actual-query-run.md
- `actual_session_close` — Other — https://policylayer.com/tools/actual/actual-session-close.md
- `actual_accounts_list` — Read — https://policylayer.com/tools/actual/actual-accounts-list.md
- `actual_budgets_get_all` — Read — https://policylayer.com/tools/actual/actual-budgets-get-all.md
- `actual_budgets_getMonth` — Read — https://policylayer.com/tools/actual/actual-budgets-getmonth.md
- `actual_budgets_getMonths` — Read — https://policylayer.com/tools/actual/actual-budgets-getmonths.md
- `actual_budgets_list_available` — Read — https://policylayer.com/tools/actual/actual-budgets-list-available.md
- `actual_categories_get` — Read — https://policylayer.com/tools/actual/actual-categories-get.md
- `actual_category_groups_get` — Read — https://policylayer.com/tools/actual/actual-category-groups-get.md
- `actual_entities_search` — Read — https://policylayer.com/tools/actual/actual-entities-search.md
- `actual_get_id_by_name` — Read — https://policylayer.com/tools/actual/actual-get-id-by-name.md
- `actual_notes_get` — Read — https://policylayer.com/tools/actual/actual-notes-get.md
- `actual_payee_rules_get` — Read — https://policylayer.com/tools/actual/actual-payee-rules-get.md
- `actual_payees_common_list` — Read — https://policylayer.com/tools/actual/actual-payees-common-list.md
- `actual_rules_get` — Read — https://policylayer.com/tools/actual/actual-rules-get.md
- `actual_schedules_get` — Read — https://policylayer.com/tools/actual/actual-schedules-get.md
- `actual_server_info` — Read — https://policylayer.com/tools/actual/actual-server-info.md
- `actual_session_list` — Read — https://policylayer.com/tools/actual/actual-session-list.md
- `actual_tags_list` — Read — https://policylayer.com/tools/actual/actual-tags-list.md
- `actual_transactions_filter` — Read — https://policylayer.com/tools/actual/actual-transactions-filter.md
- `actual_transactions_get` — Read — https://policylayer.com/tools/actual/actual-transactions-get.md
- …and 33 more: https://policylayer.com/tools/actual.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=actual · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/actual