# actual_schedules_get

List all schedules in Actual Budget. Schedules automate recurring transactions (e.g. monthly rent, weekly grocery runs). Each schedule has a date rule (one-off or RecurConfig), optional payee/account/amount, and a next_date field showing when it fires next.

Agent View of the PolicyLayer registry record for `actual_schedules_get`. HTML page: https://policylayer.com/tools/actual/actual-schedules-get

## Facts

- Tool: `actual_schedules_get`
- Server: Actual (`actual-mcp-server`) — https://policylayer.com/tools/actual.md
- Install: `npx -y actual-mcp-server`
- Homepage: git+https://github.com/agigante80/actual-mcp-server.git
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Allowed

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "actual_schedules_get",
    "arguments": {}
  }
}
```

## Why actual_schedules_get is rated Low

This is a query/list operation that retrieves existing schedule configurations from Actual Budget. It has no side effects—it does not create, modify, delete, or execute any recurring transactions. While the underlying schedules manage financial transactions, this tool merely reads their configuration.

From the tool's own definition: "Tool name 'actual_schedules_get' and description 'List all schedules' indicate a retrieval operation with no modifications."

## Use case

AI agents call actual_schedules_get to retrieve information from Actual without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Actual:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "actual_schedules_get": {}
  }
}
```

## Other tools on Actual (63)

- `actual_accounts_delete` — Destructive — https://policylayer.com/tools/actual/actual-accounts-delete.md
- `actual_categories_delete` — Destructive — https://policylayer.com/tools/actual/actual-categories-delete.md
- `actual_category_groups_delete` — Destructive — https://policylayer.com/tools/actual/actual-category-groups-delete.md
- `actual_payees_delete` — Destructive — https://policylayer.com/tools/actual/actual-payees-delete.md
- `actual_rules_delete` — Destructive — https://policylayer.com/tools/actual/actual-rules-delete.md
- `actual_schedules_delete` — Destructive — https://policylayer.com/tools/actual/actual-schedules-delete.md
- `actual_tags_delete` — Destructive — https://policylayer.com/tools/actual/actual-tags-delete.md
- `actual_transactions_delete` — Destructive — https://policylayer.com/tools/actual/actual-transactions-delete.md
- `actual_bank_sync` — Execute — https://policylayer.com/tools/actual/actual-bank-sync.md
- `actual_query_run` — Execute — https://policylayer.com/tools/actual/actual-query-run.md
- `actual_session_close` — Other — https://policylayer.com/tools/actual/actual-session-close.md
- `actual_accounts_list` — Read — https://policylayer.com/tools/actual/actual-accounts-list.md
- `actual_budgets_get_all` — Read — https://policylayer.com/tools/actual/actual-budgets-get-all.md
- `actual_budgets_getMonth` — Read — https://policylayer.com/tools/actual/actual-budgets-getmonth.md
- `actual_budgets_getMonths` — Read — https://policylayer.com/tools/actual/actual-budgets-getmonths.md
- `actual_budgets_list_available` — Read — https://policylayer.com/tools/actual/actual-budgets-list-available.md
- `actual_categories_get` — Read — https://policylayer.com/tools/actual/actual-categories-get.md
- `actual_category_groups_get` — Read — https://policylayer.com/tools/actual/actual-category-groups-get.md
- `actual_entities_search` — Read — https://policylayer.com/tools/actual/actual-entities-search.md
- `actual_get_id_by_name` — Read — https://policylayer.com/tools/actual/actual-get-id-by-name.md
- `actual_notes_get` — Read — https://policylayer.com/tools/actual/actual-notes-get.md
- `actual_payee_rules_get` — Read — https://policylayer.com/tools/actual/actual-payee-rules-get.md
- `actual_payees_common_list` — Read — https://policylayer.com/tools/actual/actual-payees-common-list.md
- `actual_payees_get` — Read — https://policylayer.com/tools/actual/actual-payees-get.md
- `actual_rules_get` — Read — https://policylayer.com/tools/actual/actual-rules-get.md
- `actual_server_info` — Read — https://policylayer.com/tools/actual/actual-server-info.md
- `actual_session_list` — Read — https://policylayer.com/tools/actual/actual-session-list.md
- `actual_tags_list` — Read — https://policylayer.com/tools/actual/actual-tags-list.md
- `actual_transactions_filter` — Read — https://policylayer.com/tools/actual/actual-transactions-filter.md
- `actual_transactions_get` — Read — https://policylayer.com/tools/actual/actual-transactions-get.md
- …and 33 more: https://policylayer.com/tools/actual.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=actual · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/actual