# Agentpay MCP server Agent View of the PolicyLayer registry record for Agentpay: identity, probed posture, risk grade, and all 17 tools classified. HTML page: https://policylayer.com/tools/agentpay ## Facts - Server id: `agentpay-mcp-server` - Install: `npx -y agentpay-mcp-server` - Homepage: git+https://github.com/sagebhardt/agentpay.git - Registry record: grade F, identity unverified - Lifecycle: active - Rate-limited: no - Tools: 17 (13 with introspected schema) - Tool categories present: Destructive, Financial, Read, Write - Tags: agentpay, payments, admin - Record last modified: 2026-07-05T21:05:08.983Z ## Tools (17) | Tool | Category | Risk | Record | | --- | --- | --- | --- | | `close_card` | Destructive | Critical | https://policylayer.com/tools/agentpay/close-card.md | | `revoke_api_key` | Destructive | Critical | https://policylayer.com/tools/agentpay/revoke-api-key.md | | `fill_card` | Execute | High | https://policylayer.com/tools/agentpay/fill-card.md | | `create_card` | Financial | Critical | https://policylayer.com/tools/agentpay/create-card.md | | `pay_checkout` | Financial | Critical | https://policylayer.com/tools/agentpay/pay-checkout.md | | `pay_merchant_clp` | Financial | Critical | https://policylayer.com/tools/agentpay/pay-merchant-clp.md | | `pay_person_clp` | Financial | Critical | https://policylayer.com/tools/agentpay/pay-person-clp.md | | `check_account` | Read | Low | https://policylayer.com/tools/agentpay/check-account.md | | `check_balance` | Read | Low | https://policylayer.com/tools/agentpay/check-balance.md | | `detect_checkout` | Read | Low | https://policylayer.com/tools/agentpay/detect-checkout.md | | `get_card_details` | Read | Low | https://policylayer.com/tools/agentpay/get-card-details.md | | `list_api_keys` | Read | Low | https://policylayer.com/tools/agentpay/list-api-keys.md | | `list_recipients` | Read | Low | https://policylayer.com/tools/agentpay/list-recipients.md | | `list_transactions` | Read | Low | https://policylayer.com/tools/agentpay/list-transactions.md | | `agentpay_signup` | Write | Medium | https://policylayer.com/tools/agentpay/agentpay-signup.md | | `create_api_key` | Write | Medium | https://policylayer.com/tools/agentpay/create-api-key.md | | `save_recipient` | Write | Medium | https://policylayer.com/tools/agentpay/save-recipient.md | ## Tool descriptions - `close_card` — Close a card and release unused funds. Always call this after a purchase. - `revoke_api_key` — Revoke a personal API key by its ID. The key will immediately stop working. This cannot be undone. - `fill_card` — Fill only the card fields on a checkout page with an existing card. Use when you already have a card ID and want to handle the rest yourself. The card number is sent directly to the browser — you never see it. - `create_card` — Create a single-use virtual card for a purchase. Use guard:true for autonomous purchases (15-min expiry). - `pay_checkout` — Create a virtual card AND fill the checkout form in one call. The card number is sent directly to the browser extension — you never see it. Call detect_checkout first to verify a form is present. After this, tell the user to review and c… - `pay_merchant_clp` — Pay a Chilean merchant in CLP via bank transfer. The user will receive a Telegram link to confirm the payment in their bank app. Use this for purchases at Chilean stores and services. - `pay_person_clp` — Send a CLP bank transfer to a person in Chile. The user will approve via Telegram. Use this for paying people (e.g. household help, freelancers, splitting bills). - `check_account` — Check if the account is ready to make purchases. Call this BEFORE create_card to give proactive guidance. - `check_balance` — Check remaining balance and status of a card. - `detect_checkout` — Scan the active browser tab for a payment form. Returns which fields were found (card number, CVV, expiry, name). Requires the AgentPay Chrome extension. - `get_card_details` — Get PAN, CVV, and expiry for a card. This is audit-logged. - `list_api_keys` — List all active personal API keys for the current user. Shows prefix, name, and creation date (not the full key). - `list_recipients` — List all saved payment recipients. Shows names and masked account numbers. - `list_transactions` — List recent transactions across your cards. - `agentpay_signup` — Create an AgentPay account for the user. Call this with their email to enable payment tools. Only needed once. - `create_api_key` — Create a new personal API key for the user. Returns the full key (shown only once). Useful when the user needs a key for a new tool, service, or environment. - `save_recipient` — Save a payment recipient's bank details for future transfers. The user provides the details once, then you can just say 'pay Maria' in the future. ## Related servers - Yaver (812 tools) — https://policylayer.com/tools/io-github-kivanccakmak-yaver.md - Binance MCP Server (734 tools) — https://policylayer.com/tools/nirholas-binance-mcp.md - GoHighLevel MCP Server (566 tools) — https://policylayer.com/tools/busybee3333-go-high-level-mcp-2026-complete.md - Ruflo (486 tools) — https://policylayer.com/tools/ruflo.md - Claude Flow (454 tools) — https://policylayer.com/tools/io-github-ruvnet-claude-flow.md - ServiceTitan MCP Server (454 tools) — https://policylayer.com/tools/jordandalton-servicetitanmcpserver.md - CloudStack MCP Server (442 tools) — https://policylayer.com/tools/mozg31337-cloudstack-mcp-server.md - Serac (432 tools) — https://policylayer.com/tools/serac.md ## For agents This record is a snapshot. Live verdicts and the full registry: - Check every server in your MCP config at once: `npx -y policylayer stack` - Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md) - Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events` --- Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=agentpay · API: https://policylayer.com/registry/api · Recommended policies for every tool: https://policylayer.com/policies/agentpay