# pay_person_clp

Send a CLP bank transfer to a person in Chile. The user will approve via Telegram. Use this for paying people (e.g. household help, freelancers, splitting bills).

Agent View of the PolicyLayer registry record for `pay_person_clp`. HTML page: https://policylayer.com/tools/agentpay/pay-person-clp

## Facts

- Tool: `pay_person_clp`
- Server: Agentpay (`agentpay-mcp-server`) — https://policylayer.com/tools/agentpay.md
- Install: `npx -y agentpay-mcp-server`
- Homepage: git+https://github.com/sagebhardt/agentpay.git
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 5 (2 required)
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `amount` | number | yes | Amount in CLP (integer, e.g. 45000 for $45,000 CLP) |
| `context` | string | no | What the payment is for |
| `recipient_rut` | string | no | Recipient's RUT (Chilean tax ID) |
| `recipient_name` | string | yes | Recipient's name |
| `recipient_account` | string | no | Recipient's bank account number |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "pay_person_clp",
    "arguments": {
      "amount": 0,
      "recipient_name": "<recipient_name>"
    }
  }
}
```

## Why pay_person_clp is rated Critical

This tool moves money from one account to another (bank transfer in Chilean pesos). Even with user approval via Telegram, an AI agent with access to this tool could be manipulated into initiating unauthorized payments to arbitrary recipients. The financial impact is direct and irreversible. This is the most severe category of risk.

From the tool's own definition: "Tool name contains 'pay', description states 'Send a CLP bank transfer' and 'paying people'. Server description indicates 'payment tools for AI agents'. This is explicitly a financial transaction mechanism."

## Use case

AI agents use pay_person_clp to commit financial operations through Agentpay, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Agentpay:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "pay_person_clp": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Agentpay (16)

- `close_card` — Destructive — https://policylayer.com/tools/agentpay/close-card.md
- `revoke_api_key` — Destructive — https://policylayer.com/tools/agentpay/revoke-api-key.md
- `fill_card` — Execute — https://policylayer.com/tools/agentpay/fill-card.md
- `create_card` — Financial — https://policylayer.com/tools/agentpay/create-card.md
- `pay_checkout` — Financial — https://policylayer.com/tools/agentpay/pay-checkout.md
- `pay_merchant_clp` — Financial — https://policylayer.com/tools/agentpay/pay-merchant-clp.md
- `check_account` — Read — https://policylayer.com/tools/agentpay/check-account.md
- `check_balance` — Read — https://policylayer.com/tools/agentpay/check-balance.md
- `detect_checkout` — Read — https://policylayer.com/tools/agentpay/detect-checkout.md
- `get_card_details` — Read — https://policylayer.com/tools/agentpay/get-card-details.md
- `list_api_keys` — Read — https://policylayer.com/tools/agentpay/list-api-keys.md
- `list_recipients` — Read — https://policylayer.com/tools/agentpay/list-recipients.md
- `list_transactions` — Read — https://policylayer.com/tools/agentpay/list-transactions.md
- `agentpay_signup` — Write — https://policylayer.com/tools/agentpay/agentpay-signup.md
- `create_api_key` — Write — https://policylayer.com/tools/agentpay/create-api-key.md
- `save_recipient` — Write — https://policylayer.com/tools/agentpay/save-recipient.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=agentpay · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/agentpay