# deduct_credit

Consume one credit from a client

Agent View of the PolicyLayer registry record for `deduct_credit`. HTML page: https://policylayer.com/tools/app-businys-mcp-server/deduct-credit

## Facts

- Tool: `deduct_credit`
- Server: Businys (`@businys/mcp-server`) — https://policylayer.com/tools/app-businys-mcp-server.md
- Install: `npx -y @businys/mcp-server`
- Homepage: https://github.com/hiatys/businys-mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "deduct_credit",
    "arguments": {}
  }
}
```

## Why deduct_credit is rated Critical

Consuming/deducting a credit from a client's account is a financial operation that reduces the client's balance or prepaid units. This directly affects financial standing and billing, placing it in the Financial category. Misuse could lead to incorrect billing or unauthorized credit consumption, making severity high.

From the tool's own definition: "'Consume one credit from a client' — this tool deducts (removes) a financial credit from a client's account"

## Use case

AI agents use deduct_credit to commit financial operations through Businys, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Businys:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "deduct_credit": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Businys (247)

- `archive_contract` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/archive-contract.md
- `archive_invoice` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/archive-invoice.md
- `cancel_booking` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/cancel-booking.md
- `cancel_invitation` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/cancel-invitation.md
- `delete_account` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-account.md
- `delete_asset` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-asset.md
- `delete_automation` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-automation.md
- `delete_blackout` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-blackout.md
- `delete_exercise` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-exercise.md
- `delete_gear_item` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-gear-item.md
- `delete_goal` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-goal.md
- `delete_measurement` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-measurement.md
- `delete_personal_record` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-personal-record.md
- `delete_program` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-program.md
- `delete_sub_profile` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-sub-profile.md
- `delete_workout` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-workout.md
- `delete_workout_set` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/delete-workout-set.md
- `remove_member` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/remove-member.md
- `revoke_api_key` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/revoke-api-key.md
- `revoke_portal_access` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/revoke-portal-access.md
- `skip_nurture` — Destructive — https://policylayer.com/tools/app-businys-mcp-server/skip-nurture.md
- `create_automation` — Execute — https://policylayer.com/tools/app-businys-mcp-server/create-automation.md
- `switch_organization` — Execute — https://policylayer.com/tools/app-businys-mcp-server/switch-organization.md
- `cancel_recurring_billing` — Financial — https://policylayer.com/tools/app-businys-mcp-server/cancel-recurring-billing.md
- `create_credit_pack` — Financial — https://policylayer.com/tools/app-businys-mcp-server/create-credit-pack.md
- `create_deposit_invoice` — Financial — https://policylayer.com/tools/app-businys-mcp-server/create-deposit-invoice.md
- `create_recurring_billing` — Financial — https://policylayer.com/tools/app-businys-mcp-server/create-recurring-billing.md
- `forfeit_deposit` — Financial — https://policylayer.com/tools/app-businys-mcp-server/forfeit-deposit.md
- `pause_recurring_billing` — Financial — https://policylayer.com/tools/app-businys-mcp-server/pause-recurring-billing.md
- `process_refund` — Financial — https://policylayer.com/tools/app-businys-mcp-server/process-refund.md
- …and 217 more: https://policylayer.com/tools/app-businys-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=app-businys-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/app-businys-mcp-server