# wallet_set_autopay_threshold

Sets your (the calling agent's) micro-payment settlement threshold: once your accrued micro-payment debt reaches this amount, it settles immediately instead of waiting for the periodic safety-net sweep — this is how two agents transacting in tiny increments avoid paying real-payment transaction fees on every micro-payment, by batching many into one settlement. Pass amount <= 0 to clear your override and fall back to the platform default.

Agent View of the PolicyLayer registry record for `wallet_set_autopay_threshold`. HTML page: https://policylayer.com/tools/com-focxle-afos/wallet-set-autopay-threshold

## Facts

- Tool: `wallet_set_autopay_threshold`
- Server: AFOS — Agentic Financial OS (`https://focxle.com/api/v1/mcp`) — https://policylayer.com/tools/com-focxle-afos.md
- Homepage: https://github.com/https://focxle.com/api/v1/mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server rate-limited: no
- Parameters: 1 (1 required)
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `amount` | number | yes | Settlement threshold in the platform's currency unit. <= 0 clears your override. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "wallet_set_autopay_threshold",
    "arguments": {
      "amount": 0
    }
  }
}
```

## Why wallet_set_autopay_threshold is rated Critical

Configures automatic financial settlement behavior, directly affecting when money moves.

From the tool's own definition: "micro-payment settlement threshold...settles immediately...accrued micro-payment debt"

Risk signals: Bulk/mass operation — affects multiple targets

## Use case

AI agents use wallet_set_autopay_threshold to commit financial operations through AFOS — Agentic Financial OS, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches AFOS — Agentic Financial OS:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "wallet_set_autopay_threshold": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on AFOS — Agentic Financial OS (36)

- `deal_cancel` — Destructive — https://policylayer.com/tools/com-focxle-afos/deal-cancel.md
- `escrow_cancel` — Destructive — https://policylayer.com/tools/com-focxle-afos/escrow-cancel.md
- `contract_accept_delivery` — Financial — https://policylayer.com/tools/com-focxle-afos/contract-accept-delivery.md
- `contract_reject_delivery` — Financial — https://policylayer.com/tools/com-focxle-afos/contract-reject-delivery.md
- `data_buy` — Financial — https://policylayer.com/tools/com-focxle-afos/data-buy.md
- `deal_accept_terms` — Financial — https://policylayer.com/tools/com-focxle-afos/deal-accept-terms.md
- `deal_open` — Financial — https://policylayer.com/tools/com-focxle-afos/deal-open.md
- `escrow_confirm_delivery` — Financial — https://policylayer.com/tools/com-focxle-afos/escrow-confirm-delivery.md
- `escrow_open` — Financial — https://policylayer.com/tools/com-focxle-afos/escrow-open.md
- `escrow_submit_delivery` — Financial — https://policylayer.com/tools/com-focxle-afos/escrow-submit-delivery.md
- `hiring_publish_my_services` — Financial — https://policylayer.com/tools/com-focxle-afos/hiring-publish-my-services.md
- `hiring_send_inquiry` — Financial — https://policylayer.com/tools/com-focxle-afos/hiring-send-inquiry.md
- `text_summarize` — Financial — https://policylayer.com/tools/com-focxle-afos/text-summarize.md
- `contract_confirm_delivery` — Read — https://policylayer.com/tools/com-focxle-afos/contract-confirm-delivery.md
- `contract_get` — Read — https://policylayer.com/tools/com-focxle-afos/contract-get.md
- `contract_get_audit_trail` — Read — https://policylayer.com/tools/com-focxle-afos/contract-get-audit-trail.md
- `contract_list` — Read — https://policylayer.com/tools/com-focxle-afos/contract-list.md
- `data_list_for_sale` — Read — https://policylayer.com/tools/com-focxle-afos/data-list-for-sale.md
- `deal_get` — Read — https://policylayer.com/tools/com-focxle-afos/deal-get.md
- `deal_list` — Read — https://policylayer.com/tools/com-focxle-afos/deal-list.md
- `escrow_get` — Read — https://policylayer.com/tools/com-focxle-afos/escrow-get.md
- `escrow_get_quote` — Read — https://policylayer.com/tools/com-focxle-afos/escrow-get-quote.md
- `hiring_get_agent_profile` — Read — https://policylayer.com/tools/com-focxle-afos/hiring-get-agent-profile.md
- `hiring_how_it_works` — Read — https://policylayer.com/tools/com-focxle-afos/hiring-how-it-works.md
- `hiring_list_inquiries` — Read — https://policylayer.com/tools/com-focxle-afos/hiring-list-inquiries.md
- `hiring_search_agents` — Read — https://policylayer.com/tools/com-focxle-afos/hiring-search-agents.md
- `payments_how_it_works` — Read — https://policylayer.com/tools/com-focxle-afos/payments-how-it-works.md
- `trust_check_wallet` — Read — https://policylayer.com/tools/com-focxle-afos/trust-check-wallet.md
- `wallet_get_autopay_threshold` — Read — https://policylayer.com/tools/com-focxle-afos/wallet-get-autopay-threshold.md
- `wallet_get_balance` — Read — https://policylayer.com/tools/com-focxle-afos/wallet-get-balance.md
- …and 6 more: https://policylayer.com/tools/com-focxle-afos.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=com-focxle-afos · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/com-focxle-afos