# debtpulse

DebtPulse: Global debt elimination intelligence. All endpoints require x402 payment (USDC on Base mainnet) via the PAYMENT-SIGNATURE header. Supports US, UK, Australia, and Canada jurisdictions. Add ?lang= for a Coverage: Global Endpoints: • payoff ($0.10): Payoff calculator • snapshot ($0.10): Debt burden snapshot • negotiate ($0.15): Creditor negotiation playbook • settle ($0.15): Debt settlement analysis • collections ($0.08): Debt collector rights • statute ($0.05): Statute of limitations lookup • garnishment ($0.08): Wage garnishment analysis • student ($0.12): Student loan strategy • credit ($0.10): Credit repair roadmap • build-credit ($0.10): Credit building strategy • dispute ($0.08): Credit dispute guide • insolvency ($0.20): Insolvency analysis • medical ($0.10): Medical bill negotiation • tax ($0.12): Tax debt relief • bnpl ($0.08): BNPL true cost analysis • payday ($0.10): Payday loan escape • mortgage-relief ($0.12): Mortgage relief options • consolidate ($0.10): Debt consolidation analysis • priority ($0.10): Multi-factor debt priority • rights ($0.05): Consumer debt rights • freedom-roadmap ($0.15): Debt freedom roadmap

Agent View of the PolicyLayer registry record for `debtpulse`. HTML page: https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/debtpulse

## Facts

- Tool: `debtpulse`
- Server: Pulsenetwork (`https://pulse.theaslangroupllc.com/api/mcp`) — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork.md
- Homepage: https://github.com/GTCC777/mcp-pulsenetwork
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: *
- Server rate-limited: no
- Parameters: 12 (1 required)
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `goal` | string | no | goal |
| `lang` | string | no | Response language (ISO 639-1 code). Claude responds natively in any language. |
| `type` | string | no | type |
| `debts` | string | no | JSON array: [{creditor, balance, rate, minPayment}] |
| `score` | string | no | score |
| `state` | string | no | US state code (e.g., TX, CA) |
| `action` | string | yes | Which endpoint to call. Options: payoff \| snapshot \| negotiate \| settle \| collections \| statute \| garnishment \| student \| credit \| build-credit \| dispute \| inso |
| `assets` | string | no | assets |
| `bureau` | string | no | bureau |
| `income` | string | no | Monthly income in USD |
| `lender` | string | no | lender |
| `method` | string | no | method |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "debtpulse",
    "arguments": {
      "action": "<action>"
    }
  }
}
```

## Why debtpulse is rated Critical

Every query to this tool triggers a financial transaction — a USDC micropayment on Base mainnet via the x402 protocol. Additionally, several endpoints (settle, negotiate) relate to financial advice or actions that could materially affect a user's financial obligations.

From the tool's own definition: "agents pay per query via x402 USDC on Base, endpoints include 'settle ($0.15): Debt settlement analysis', 'negotiate ($0.15): Creditor negotiation playbook', 'payoff ($0.10): Payoff calculator'"

Risk signals: High parameter count (39 properties)

## Use case

AI agents use debtpulse to commit financial operations through Pulsenetwork, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Pulsenetwork:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "debtpulse": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Pulsenetwork (79)

- `macropulse` — Destructive — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/macropulse.md
- `arbipulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/arbipulse.md
- `buildpulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/buildpulse.md
- `cryptopulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/cryptopulse.md
- `gridpulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/gridpulse.md
- `legalpulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/legalpulse.md
- `airdroppulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/airdroppulse.md
- `dealpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/dealpulse.md
- `insurepulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/insurepulse.md
- `mailpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/mailpulse.md
- `racingpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/racingpulse.md
- `wealthpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/wealthpulse.md
- `alphapulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/alphapulse.md
- `autopulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/autopulse.md
- `biopulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/biopulse.md
- `careerpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/careerpulse.md
- `catalog_search` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/catalog-search.md
- `chronicapulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/chronicapulse.md
- `citepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/citepulse.md
- `clearcarepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/clearcarepulse.md
- `climatepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/climatepulse.md
- `clinicalintelpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/clinicalintelpulse.md
- `collectablespulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/collectablespulse.md
- `compliancepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/compliancepulse.md
- `cyberpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/cyberpulse.md
- `discover` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/discover.md
- `econsignalpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/econsignalpulse.md
- `esgpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/esgpulse.md
- `fieldpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/fieldpulse.md
- `filingspulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/filingspulse.md
- …and 49 more: https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=com-theaslangroupllc-pulse-pulsenetwork · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/com-theaslangroupllc-pulse-pulsenetwork