# insurepulse

InsurePulse: AI-synthesized insurance intelligence. Auto coverage analysis, life insurance needs calculator, homeowners gap finder, annual coverage review, renters guidance — plus the Prompt-Pay Interest Engine: deterministic late-claim statutory interest math (TX 18%/prime+5, FL from notice date, NY no-fault 2%/mo, AZ 10%, GA 12%, CA 15%+penalty) with citation-locked demand letters. All endpoints require x402 Coverage: Global Endpoints: • auto ($0.10): Auto insurance analysis • life ($0.10): Life insurance needs calculator • home ($0.10): Homeowners insurance gap analysis • review ($0.15): Annual insurance coverage review • renters ($0.08): Renters insurance guide • business ($0.10): Business insurance guidance • claim ($0.08): Insurance claims guidance • disability ($0.10): Disability insurance analysis • life-event ($0.10): Life-event insurance checklist • rate ($0.08): Insurance rate optimizer • umbrella ($0.08): Umbrella insurance analysis • health ($0.15): Health insurance explained • prompt-pay ($0.05): Late-claim interest check — statutory prompt-pay interest math (deterministic, no LLM) • prompt-pay-letter ($2.00): Citation-locked late-claim interest demand letter ($2) • prompt-pay-check ($0.25): Agent-tier ($0.25) preview of the prompt-pay demand letter — statute/deadline/interest framework, deterministic, no LLM

Agent View of the PolicyLayer registry record for `insurepulse`. HTML page: https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/insurepulse

## Facts

- Tool: `insurepulse`
- Server: Pulsenetwork (`https://pulse.theaslangroupllc.com/api/mcp`) — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork.md
- Homepage: https://github.com/GTCC777/mcp-pulsenetwork
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: *
- Server rate-limited: no
- Parameters: 12 (1 required)
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `age` | string | no | Applicant age |
| `dog` | string | no | Whether tenant has a dog (affects liability) |
| `zip` | string | no | ZIP code for rate context |
| `debt` | string | no | Other debt (student loans, auto, credit card) in USD |
| `lang` | string | no | Response language |
| `sqft` | string | no | Square footage |
| `event` | string | no | Life event (marriage, baby, home-purchase, divorce) |
| `state` | string | no | State of registration (e.g. 'Texas', 'CA') |
| `value` | string | no | Home value or purchase price in USD |
| `action` | string | yes | Which endpoint to call. Options: auto \| life \| home \| review \| renters \| business \| claim \| disability \| life-event \| rate \| umbrella \| health \| prompt-pay \| pr |
| `income` | string | no | Annual gross income in USD |
| `country` | string | no | ISO country code (e.g. US, UK, DE, CA, AU) — tailors norms and benchmark anchors. Default US. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "insurepulse",
    "arguments": {
      "action": "<action>"
    }
  }
}
```

## Why insurepulse is rated Critical

Every endpoint triggers a USDC micropayment on Base blockchain, constituting financial transactions.

From the tool's own definition: "agents pay per query via x402 USDC on Base"

Risk signals: High parameter count (57 properties)

## Use case

AI agents use insurepulse to commit financial operations through Pulsenetwork, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Pulsenetwork:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "insurepulse": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Pulsenetwork (79)

- `macropulse` — Destructive — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/macropulse.md
- `arbipulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/arbipulse.md
- `buildpulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/buildpulse.md
- `cryptopulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/cryptopulse.md
- `gridpulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/gridpulse.md
- `legalpulse` — Execute — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/legalpulse.md
- `airdroppulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/airdroppulse.md
- `dealpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/dealpulse.md
- `debtpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/debtpulse.md
- `mailpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/mailpulse.md
- `racingpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/racingpulse.md
- `wealthpulse` — Financial — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/wealthpulse.md
- `alphapulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/alphapulse.md
- `autopulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/autopulse.md
- `biopulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/biopulse.md
- `careerpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/careerpulse.md
- `catalog_search` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/catalog-search.md
- `chronicapulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/chronicapulse.md
- `citepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/citepulse.md
- `clearcarepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/clearcarepulse.md
- `climatepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/climatepulse.md
- `clinicalintelpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/clinicalintelpulse.md
- `collectablespulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/collectablespulse.md
- `compliancepulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/compliancepulse.md
- `cyberpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/cyberpulse.md
- `discover` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/discover.md
- `econsignalpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/econsignalpulse.md
- `esgpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/esgpulse.md
- `fieldpulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/fieldpulse.md
- `filingspulse` — Read — https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork/filingspulse.md
- …and 49 more: https://policylayer.com/tools/com-theaslangroupllc-pulse-pulsenetwork.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=com-theaslangroupllc-pulse-pulsenetwork · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/com-theaslangroupllc-pulse-pulsenetwork