# investment_fee

Investment Fee Impact Calculator — How much an expense ratio costs over time — ending balance with vs without fees, and total fee drag.

Agent View of the PolicyLayer registry record for `investment_fee`. HTML page: https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/investment-fee

## Facts

- Tool: `investment_fee`
- Server: Gateway (`https://wingmanprotocol.com/mcp`) — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway.md
- Homepage: https://github.com/WingmanProtocol-Agent-Gateway/wingman-agent-gateway
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server rate-limited: no
- Parameters: 5 (2 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `years` | number | yes | Investment horizon in years |
| `gross_return` | number | no | Gross annual return before fees as a PERCENT (default 7) |
| `expense_ratio` | number | no | Annual fee/expense ratio as a PERCENT (default 0.5) |
| `initial_investment` | number | yes | Starting investment in USD |
| `annual_contribution` | number | no | Amount added each year in USD |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "investment_fee",
    "arguments": {
      "years": 0,
      "initial_investment": 0
    }
  }
}
```

## Why investment_fee is rated Low

This is a read-only financial analysis tool. It computes and returns informational outputs (projected balances, fee impact) based on input parameters. There are no side effects, no irreversible actions, no money movement, and no code execution triggered by user input.

From the tool's own definition: "The tool is described as a calculator that shows 'ending balance with vs without fees, and total fee drag' — it performs financial calculations and displays results without modifying any accounts, executing trades, moving money, or making financial…"

## Use case

AI agents call investment_fee to retrieve information from Gateway without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Gateway:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "investment_fee": {}
  }
}
```

## Other tools on Gateway (270)

- `cancel_watch` — Destructive — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/cancel-watch.md
- `forget_memories` — Destructive — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/forget-memories.md
- `text_truncate_ellipsis` — Destructive — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/text-truncate-ellipsis.md
- `vault_delete` — Destructive — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/vault-delete.md
- `arena_call` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/arena-call.md
- `bitwise` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/bitwise.md
- `browse` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse.md
- `browse_back` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-back.md
- `browse_click` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-click.md
- `browse_close` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-close.md
- `browse_evaluate` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-evaluate.md
- `browse_fill` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-fill.md
- `browse_navigate` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-navigate.md
- `browse_open` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-open.md
- `browse_select` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-select.md
- `browse_solve_challenge` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-solve-challenge.md
- `browse_type` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-type.md
- `browse_wait_for` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/browse-wait-for.md
- `coach_mission` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/coach-mission.md
- `dice_notation_roll` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/dice-notation-roll.md
- `gen_avatar_video` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/gen-avatar-video.md
- `gen_id_portrait` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/gen-id-portrait.md
- `gen_image` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/gen-image.md
- `gen_video` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/gen-video.md
- `hmac` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/hmac.md
- `markdown_to_html` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/markdown-to-html.md
- `matrix` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/matrix.md
- `regex_tester` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/regex-tester.md
- `request_handoff` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/request-handoff.md
- `retry_backoff` — Execute — https://policylayer.com/tools/com-wingmanprotocol-agent-gateway/retry-backoff.md
- …and 240 more: https://policylayer.com/tools/com-wingmanprotocol-agent-gateway.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=com-wingmanprotocol-agent-gateway · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/com-wingmanprotocol-agent-gateway