# payments

Use Telegram invoices, Stars balances and transactions, refunds, subscriptions, paid media, gifts and other official payment methods.

Agent View of the PolicyLayer registry record for `payments`. HTML page: https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/payments

## Facts

- Tool: `payments`
- Server: Telegram Bot (`@cyuanxv/telegram-bot-mcp-server`) — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server.md
- Install: `npx -y @cyuanxv/telegram-bot-mcp-server`
- Homepage: https://www.npmjs.com/package/@cyuanxv/telegram-bot-mcp-server
- Risk category: Write (Medium risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Rate-limited

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "payments",
    "arguments": {}
  }
}
```

## Why payments is rated Medium

An AI agent can call payments faster than any human can review: one bad instruction and it creates or modifies resources in Telegram Bot by the hundred, each call as confident as the last.

## Use case

AI agents use payments to create or update resources in Telegram Bot, usually the action step of a workflow, after the agent has gathered context. Every call changes real data in your Telegram Bot environment.

## Recommended policy (PolicyLayer)

Verdict: **Rate-limited**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Telegram Bot:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "payments": {
      "limits": [
        {
          "counter": "payments_rate",
          "window": "minute",
          "max": 30,
          "scope": "grant"
        }
      ]
    }
  }
}
```

## Other tools on Telegram Bot (50)

- `business` — Destructive — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/business.md
- `message_action` — Destructive — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/message-action.md
- `answer_inbox_callback` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/answer-inbox-callback.md
- `call_mtproto` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/call-mtproto.md
- `check_managed_bot_username` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/check-managed-bot-username.md
- `check_rich_message` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/check-rich-message.md
- `get_account_me` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/get-account-me.md
- `get_file_send_status` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/get-file-send-status.md
- `get_payment_order_status` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/get-payment-order-status.md
- `get_report_status` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/get-report-status.md
- `get_rich_message_status` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/get-rich-message-status.md
- `inspect_bot_inbox` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/inspect-bot-inbox.md
- `inspect_business_connection` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/inspect-business-connection.md
- `inspect_configuration` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/inspect-configuration.md
- `inspect_default_inbox` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/inspect-default-inbox.md
- `list_accounts` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/list-accounts.md
- `list_bots` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/list-bots.md
- `list_chats` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/list-chats.md
- `list_dialogs` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/list-dialogs.md
- `read_business_notices` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/read-business-notices.md
- `read_inbox` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/read-inbox.md
- `search_account_messages` — Read — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/search-account-messages.md
- `call_bot_api` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/call-bot-api.md
- `chat_admin` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/chat-admin.md
- `compose_daily_report` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/compose-daily-report.md
- `connect_bot_inbox` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/connect-bot-inbox.md
- `connect_default_inbox` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/connect-default-inbox.md
- `create_managed_bot` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/create-managed-bot.md
- `dispatch_report_chunk` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/dispatch-report-chunk.md
- `draft_payment_order` — Write — https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server/draft-payment-order.md
- …and 20 more: https://policylayer.com/tools/cyuanxv-telegram-bot-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=cyuanxv-telegram-bot-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/cyuanxv-telegram-bot-mcp-server