# despezzas_create_transfer

Cria transferência entre contas. Exige confirm=true.

Agent View of the PolicyLayer registry record for `despezzas_create_transfer`. HTML page: https://policylayer.com/tools/despezzas-mcp/despezzas-create-transfer

## Facts

- Tool: `despezzas_create_transfer`
- Server: Despezzas (`guipmilek/despezzas-mcp`) — https://policylayer.com/tools/despezzas-mcp.md
- Homepage: https://github.com/guipmilek/despezzas-mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "despezzas_create_transfer",
    "arguments": {}
  }
}
```

## Why despezzas_create_transfer is rated Critical

This tool creates transfers between financial accounts, which moves money and commits financial obligations. This is a Financial category tool by definition. The critical severity reflects that an AI agent misusing this tool could transfer funds without authorization, causing immediate and direct financial harm.

From the tool's own definition: "Tool name 'despezzas_create_transfer' and description 'Cria transferência entre contas' (Creates transfer between accounts) - this is a financial operation that moves money between accounts."

## Use case

AI agents use despezzas_create_transfer to commit financial operations through Despezzas, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Despezzas:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "despezzas_create_transfer": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Despezzas (34)

- `despezzas_delete_account` — Destructive — https://policylayer.com/tools/despezzas-mcp/despezzas-delete-account.md
- `despezzas_delete_credit_card` — Destructive — https://policylayer.com/tools/despezzas-mcp/despezzas-delete-credit-card.md
- `despezzas_delete_profile` — Destructive — https://policylayer.com/tools/despezzas-mcp/despezzas-delete-profile.md
- `despezzas_delete_transaction` — Destructive — https://policylayer.com/tools/despezzas-mcp/despezzas-delete-transaction.md
- `despezzas_raw_api` — Execute — https://policylayer.com/tools/despezzas-mcp/despezzas-raw-api.md
- `despezzas_create_transaction` — Financial — https://policylayer.com/tools/despezzas-mcp/despezzas-create-transaction.md
- `despezzas_export_transactions` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-export-transactions.md
- `despezzas_finance_summary` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-finance-summary.md
- `despezzas_list_accounts` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-list-accounts.md
- `despezzas_list_banks` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-list-banks.md
- `despezzas_list_categories` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-list-categories.md
- `despezzas_list_credit_cards` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-list-credit-cards.md
- `despezzas_list_profiles` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-list-profiles.md
- `despezzas_list_subcategories` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-list-subcategories.md
- `despezzas_personal_config` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-personal-config.md
- `despezzas_prepare_delete_transaction` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-prepare-delete-transaction.md
- `despezzas_profile` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-profile.md
- `despezzas_search_transactions` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-search-transactions.md
- `despezzas_status` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-status.md
- `despezzas_transaction_overview` — Read — https://policylayer.com/tools/despezzas-mcp/despezzas-transaction-overview.md
- `despezzas_batch_update_transactions` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-batch-update-transactions.md
- `despezzas_create_account` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-create-account.md
- `despezzas_create_credit_card` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-create-credit-card.md
- `despezzas_create_profile` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-create-profile.md
- `despezzas_duplicate_transaction` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-duplicate-transaction.md
- `despezzas_leave_profile` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-leave-profile.md
- `despezzas_prepare_create_transaction` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-prepare-create-transaction.md
- `despezzas_prepare_update_transaction` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-prepare-update-transaction.md
- `despezzas_switch_profile` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-switch-profile.md
- `despezzas_toggle_transaction_paid` — Write — https://policylayer.com/tools/despezzas-mcp/despezzas-toggle-transaction-paid.md
- …and 4 more: https://policylayer.com/tools/despezzas-mcp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=despezzas-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/despezzas-mcp