# search_person_insolvency

Search ISIR for an individual person (FO) by name and optional date of birth. Returns active insolvency proceedings (oddlužení / osobní bankrot). Used to screen statutory persons in KYC and DD workflows.

Agent View of the PolicyLayer registry record for `search_person_insolvency`. HTML page: https://policylayer.com/tools/dev-cz-agents-dd/search-person-insolvency

## Facts

- Tool: `search_person_insolvency`
- Server: Isir (`https://isir.cz-agents.dev/mcp`) — https://policylayer.com/tools/dev-cz-agents-dd.md
- Homepage: https://github.com/martinhavel/cz-agents-mcp
- Risk category: Read (Low risk)
- Registry record: grade C, identity unverified
- Server auth posture: open
- Server rate-limited: yes
- Parameters: 3 (1 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `dob` | string | no | Date of birth, YYYY-MM-DD. Optional but strongly recommended — common names produce many false positives without DOB. |
| `name` | string | yes | Full name in any case (Czech diacritics tolerated). E.g. "Pavel Novák" or "Jana Svobodová". |
| `only_active` | boolean | no | When true (default), return only currently active proceedings. False also returns closed/dismissed. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "search_person_insolvency",
    "arguments": {
      "name": "<name>"
    }
  }
}
```

## Why search_person_insolvency is rated Low

This is a query/lookup tool that retrieves insolvency status information from a Czech insolvency register (ISIR). It has no side effects, creates no data modifications, executes no commands, and poses minimal risk if misused by an AI agent—worst case being retrieval of public legal status information already available through official channels.

From the tool's own definition: "Tool performs a search query ('Search ISIR for an individual person') and returns data ('Returns active insolvency proceedings'). No modification, deletion, or execution of external operations occurs."

## Use case

AI agents call search_person_insolvency to retrieve information from Isir without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Isir:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "search_person_insolvency": {}
  }
}
```

## Other tools on Isir (2)

- `check_ico_insolvency` — Read — https://policylayer.com/tools/dev-cz-agents-dd/check-ico-insolvency.md
- `poll_isir_events` — Read — https://policylayer.com/tools/dev-cz-agents-dd/poll-isir-events.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=dev-cz-agents-dd · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/dev-cz-agents-dd