# make_payment_txn

Create a payment transaction

Agent View of the PolicyLayer registry record for `make_payment_txn`. HTML page: https://policylayer.com/tools/goplausible-algorand-mcp/make-payment-txn

## Facts

- Tool: `make_payment_txn`
- Server: Algorand MCP (`goplausible/algorand-mcp`) — https://policylayer.com/tools/goplausible-algorand-mcp.md
- Homepage: https://github.com/GoPlausible/algorand-mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "make_payment_txn",
    "arguments": {}
  }
}
```

## Why make_payment_txn is rated Critical

This tool creates payment transactions on the Algorand blockchain, which moves cryptocurrency (ALGO or other assets) between addresses. This constitutes a financial operation that commits real monetary value. On a blockchain, transactions are irreversible once confirmed, making misuse potentially catastrophic.

From the tool's own definition: "'make_payment_txn' and 'Create a payment transaction'"

## Use case

AI agents use make_payment_txn to commit financial operations through Algorand MCP, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Algorand MCP:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "make_payment_txn": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Algorand MCP (176)

- `api_ultrade_market_cancel_order` — Destructive — https://policylayer.com/tools/goplausible-algorand-mcp/api-ultrade-market-cancel-order.md
- `api_ultrade_wallet_revoke_key` — Destructive — https://policylayer.com/tools/goplausible-algorand-mcp/api-ultrade-wallet-revoke-key.md
- `make_app_delete_txn` — Destructive — https://policylayer.com/tools/goplausible-algorand-mcp/make-app-delete-txn.md
- `make_asset_destroy_txn` — Destructive — https://policylayer.com/tools/goplausible-algorand-mcp/make-asset-destroy-txn.md
- `wallet_remove_account` — Destructive — https://policylayer.com/tools/goplausible-algorand-mcp/wallet-remove-account.md
- `api_ultrade_wallet_signin` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/api-ultrade-wallet-signin.md
- `assign_group_id` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/assign-group-id.md
- `compile_teal` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/compile-teal.md
- `encode_unsigned_transaction` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/encode-unsigned-transaction.md
- `make_app_call_txn` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/make-app-call-txn.md
- `make_app_clear_txn` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/make-app-clear-txn.md
- `make_app_create_txn` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/make-app-create-txn.md
- `mnemonic_from_seed` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/mnemonic-from-seed.md
- `rekey_account` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/rekey-account.md
- `send_raw_transaction` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/send-raw-transaction.md
- `sign_bytes` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/sign-bytes.md
- `sign_transaction` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/sign-transaction.md
- `simulate_raw_transactions` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/simulate-raw-transactions.md
- `simulate_transactions` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/simulate-transactions.md
- `wallet_sign_data` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/wallet-sign-data.md
- `wallet_sign_transaction` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/wallet-sign-transaction.md
- `wallet_sign_transaction_group` — Execute — https://policylayer.com/tools/goplausible-algorand-mcp/wallet-sign-transaction-group.md
- `alpha_amend_order` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-amend-order.md
- `alpha_cancel_order` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-cancel-order.md
- `alpha_claim` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-claim.md
- `alpha_create_limit_order` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-create-limit-order.md
- `alpha_create_market_order` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-create-market-order.md
- `alpha_merge_shares` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-merge-shares.md
- `alpha_propose_match` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-propose-match.md
- `alpha_split_shares` — Financial — https://policylayer.com/tools/goplausible-algorand-mcp/alpha-split-shares.md
- …and 146 more: https://policylayer.com/tools/goplausible-algorand-mcp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=goplausible-algorand-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/goplausible-algorand-mcp