# buy_credits

Out of credits? Top up with a credit PACK. Call with no argument to list the available packs (id · credits · price). If the account has a saved card and you have billing-admin rights, calling with

Agent View of the PolicyLayer registry record for `buy_credits`. HTML page: https://policylayer.com/tools/hermoso/buy-credits

## Facts

- Tool: `buy_credits`
- Server: Hermoso (`https://app.hermoso.ai/mcp`) — https://policylayer.com/tools/hermoso.md
- Homepage: git+https://github.com/hermoso-ai/hermoso.git
- Risk category: Financial (Critical risk)
- Registry record: grade D, identity unverified
- Server auth posture: gated
- Server CORS policy: *
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "buy_credits",
    "arguments": {}
  }
}
```

## Why buy_credits is rated Critical

This tool directly initiates a financial transaction by charging a saved payment card to purchase credit packs. It moves real money and commits financial obligations, placing it firmly in the Financial category. Misuse by an AI agent could result in unauthorized charges, hence critical severity.

From the tool's own definition: "'Top up with a credit PACK' and 'calling with [saved card] and billing-admin rights' implies charging a payment method to purchase credits"

Risk signals: Admin/system-level operation

## Use case

AI agents use buy_credits to commit financial operations through Hermoso, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Hermoso:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "buy_credits": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Hermoso (895)

- `answer_google_business_question` — Destructive — https://policylayer.com/tools/hermoso/answer-google-business-question.md
- `apple_ads_change_history` — Destructive — https://policylayer.com/tools/hermoso/apple-ads-change-history.md
- `associate_linkedin_conversion_campaigns` — Destructive — https://policylayer.com/tools/hermoso/associate-linkedin-conversion-campaigns.md
- `cancel_openai_ads_audience_operation` — Destructive — https://policylayer.com/tools/hermoso/cancel-openai-ads-audience-operation.md
- `cancel_scheduled` — Destructive — https://policylayer.com/tools/hermoso/cancel-scheduled.md
- `cancel_stripe_subscription` — Destructive — https://policylayer.com/tools/hermoso/cancel-stripe-subscription.md
- `clear_sheet_range` — Destructive — https://policylayer.com/tools/hermoso/clear-sheet-range.md
- `create_analytics_custom_dimension` — Destructive — https://policylayer.com/tools/hermoso/create-analytics-custom-dimension.md
- `create_openai_ads_campaign` — Destructive — https://policylayer.com/tools/hermoso/create-openai-ads-campaign.md
- `delete_analytics_key_event` — Destructive — https://policylayer.com/tools/hermoso/delete-analytics-key-event.md
- `delete_apple_ads_object` — Destructive — https://policylayer.com/tools/hermoso/delete-apple-ads-object.md
- `delete_bluesky_post` — Destructive — https://policylayer.com/tools/hermoso/delete-bluesky-post.md
- `delete_brand` — Destructive — https://policylayer.com/tools/hermoso/delete-brand.md
- `delete_creator` — Destructive — https://policylayer.com/tools/hermoso/delete-creator.md
- `delete_dm_automation` — Destructive — https://policylayer.com/tools/hermoso/delete-dm-automation.md
- `delete_drive_file` — Destructive — https://policylayer.com/tools/hermoso/delete-drive-file.md
- `delete_google_ads_object` — Destructive — https://policylayer.com/tools/hermoso/delete-google-ads-object.md
- `delete_google_business_post` — Destructive — https://policylayer.com/tools/hermoso/delete-google-business-post.md
- `delete_instagram_dm_automation` — Destructive — https://policylayer.com/tools/hermoso/delete-instagram-dm-automation.md
- `delete_linkedin_ads_object` — Destructive — https://policylayer.com/tools/hermoso/delete-linkedin-ads-object.md
- `delete_linkedin_comment` — Destructive — https://policylayer.com/tools/hermoso/delete-linkedin-comment.md
- `delete_linkedin_lead_subscription` — Destructive — https://policylayer.com/tools/hermoso/delete-linkedin-lead-subscription.md
- `delete_merchant_data_source` — Destructive — https://policylayer.com/tools/hermoso/delete-merchant-data-source.md
- `delete_merchant_product` — Destructive — https://policylayer.com/tools/hermoso/delete-merchant-product.md
- `delete_messenger_marketing_campaign` — Destructive — https://policylayer.com/tools/hermoso/delete-messenger-marketing-campaign.md
- `delete_meta_audience` — Destructive — https://policylayer.com/tools/hermoso/delete-meta-audience.md
- `delete_meta_catalog` — Destructive — https://policylayer.com/tools/hermoso/delete-meta-catalog.md
- `delete_meta_object` — Destructive — https://policylayer.com/tools/hermoso/delete-meta-object.md
- `delete_microsoft_ads_object` — Destructive — https://policylayer.com/tools/hermoso/delete-microsoft-ads-object.md
- `delete_microsoft_merchant_product` — Destructive — https://policylayer.com/tools/hermoso/delete-microsoft-merchant-product.md
- …and 865 more: https://policylayer.com/tools/hermoso.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=hermoso · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/hermoso