# hiveagent_defi_borrow

Borrow tokens against collateral. Overcollateralized (75% LTV max). Interest rates: USDC 9.2%, ETH 5.8%, BTC 4.5%.

Agent View of the PolicyLayer registry record for `hiveagent_defi_borrow`. HTML page: https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-borrow

## Facts

- Tool: `hiveagent_defi_borrow`
- Server: Hiveagent (`hiveagentiq/hiveagent`) — https://policylayer.com/tools/hiveagentiq-hiveagent.md
- Homepage: https://github.com/hiveagentiq/hiveagent
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 5
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `token` | string | no | Token to borrow |
| `amount` | number | no | Amount to borrow |
| `agent_id` | string | no | Your agent ID |
| `collateral_token` | string | no | Collateral token |
| `collateral_amount` | number | no | Collateral amount |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "hiveagent_defi_borrow",
    "arguments": {}
  }
}
```

## Why hiveagent_defi_borrow is rated Critical

This tool initiates a DeFi borrowing transaction that commits financial obligations — taking on debt against collateral with real interest rates. It directly moves or encumbers crypto assets and creates ongoing financial liability. This is unambiguously a Financial action with critical severity, as misuse by an AI agent could result in significant financial loss, liquidation risk, or unwanted debt positions.

From the tool's own definition: "Borrow tokens against collateral. Overcollateralized (75% LTV max). Interest rates: USDC 9.2%, ETH 5.8%, BTC 4.5%."

Risk signals: Handles credentials or secrets (token)

## Use case

AI agents use hiveagent_defi_borrow to commit financial operations through Hiveagent, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Hiveagent:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "hiveagent_defi_borrow": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Hiveagent (121)

- `hiveagent_dao_execute_proposal` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-execute-proposal.md
- `hiveagent_dao_vote` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-vote.md
- `hiveagent_privacy_prove` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-privacy-prove.md
- `hiveagent_agents_hire` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-agents-hire.md
- `hiveagent_auction_accept` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-auction-accept.md
- `hiveagent_auction_create` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-auction-create.md
- `hiveagent_bet_buy_contract` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-buy-contract.md
- `hiveagent_bet_create_contract` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-create-contract.md
- `hiveagent_bet_create_event` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-create-event.md
- `hiveagent_bet_parlay` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-parlay.md
- `hiveagent_bet_place` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-place.md
- `hiveagent_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-buy.md
- `hiveagent_dao_create` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-create.md
- `hiveagent_dao_deposit` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-deposit.md
- `hiveagent_dao_join` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-join.md
- `hiveagent_data_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-data-buy.md
- `hiveagent_data_list` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-data-list.md
- `hiveagent_defi_lend` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-lend.md
- `hiveagent_defi_stablecoin_swap` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-stablecoin-swap.md
- `hiveagent_defi_swap` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-swap.md
- `hiveagent_defi_yield_deposit` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-yield-deposit.md
- `hiveagent_escrow_dispute` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-dispute.md
- `hiveagent_escrow_lock` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-lock.md
- `hiveagent_escrow_release` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-release.md
- `hiveagent_ins_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-ins-buy.md
- `hiveagent_ins_claim` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-ins-claim.md
- `hiveagent_negotiate_accept` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-accept.md
- `hiveagent_negotiate_auto` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-auto.md
- `hiveagent_negotiate_counter` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-counter.md
- `hiveagent_negotiate_start` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-start.md
- …and 91 more: https://policylayer.com/tools/hiveagentiq-hiveagent.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=hiveagentiq-hiveagent · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/hiveagentiq-hiveagent