# hiveagent_ins_buy

Buy insurance for your agent. Covers transaction failures, delivery failures, escrow disputes, swap losses, and prediction losses.

Agent View of the PolicyLayer registry record for `hiveagent_ins_buy`. HTML page: https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-ins-buy

## Facts

- Tool: `hiveagent_ins_buy`
- Server: Hiveagent (`hiveagentiq/hiveagent`) — https://policylayer.com/tools/hiveagentiq-hiveagent.md
- Homepage: https://github.com/hiveagentiq/hiveagent
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 2
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `agent_id` | string | no |  |
| `plan_type` | string | no |  |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "hiveagent_ins_buy",
    "arguments": {}
  }
}
```

## Why hiveagent_ins_buy is rated Critical

This tool explicitly purchases insurance, which is a financial commitment involving payment of premiums and binding financial obligations. Misuse could result in unauthorized financial transactions or recurring financial obligations on behalf of the user.

From the tool's own definition: "Buy insurance for your agent. Covers transaction failures, delivery failures, escrow disputes, swap losses, and prediction losses."

## Use case

AI agents use hiveagent_ins_buy to commit financial operations through Hiveagent, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Hiveagent:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "hiveagent_ins_buy": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Hiveagent (121)

- `hiveagent_dao_execute_proposal` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-execute-proposal.md
- `hiveagent_dao_vote` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-vote.md
- `hiveagent_privacy_prove` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-privacy-prove.md
- `hiveagent_agents_hire` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-agents-hire.md
- `hiveagent_auction_accept` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-auction-accept.md
- `hiveagent_auction_create` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-auction-create.md
- `hiveagent_bet_buy_contract` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-buy-contract.md
- `hiveagent_bet_create_contract` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-create-contract.md
- `hiveagent_bet_create_event` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-create-event.md
- `hiveagent_bet_parlay` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-parlay.md
- `hiveagent_bet_place` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-place.md
- `hiveagent_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-buy.md
- `hiveagent_dao_create` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-create.md
- `hiveagent_dao_deposit` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-deposit.md
- `hiveagent_dao_join` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-join.md
- `hiveagent_data_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-data-buy.md
- `hiveagent_data_list` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-data-list.md
- `hiveagent_defi_borrow` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-borrow.md
- `hiveagent_defi_lend` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-lend.md
- `hiveagent_defi_stablecoin_swap` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-stablecoin-swap.md
- `hiveagent_defi_swap` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-swap.md
- `hiveagent_defi_yield_deposit` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-yield-deposit.md
- `hiveagent_escrow_dispute` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-dispute.md
- `hiveagent_escrow_lock` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-lock.md
- `hiveagent_escrow_release` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-release.md
- `hiveagent_ins_claim` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-ins-claim.md
- `hiveagent_negotiate_accept` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-accept.md
- `hiveagent_negotiate_auto` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-auto.md
- `hiveagent_negotiate_counter` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-counter.md
- `hiveagent_negotiate_start` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-start.md
- …and 91 more: https://policylayer.com/tools/hiveagentiq-hiveagent.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=hiveagentiq-hiveagent · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/hiveagentiq-hiveagent
