# hiveagent_ins_stats

Insurance pool stats: premiums collected, claims paid, reserve, surplus, claims ratio.

Agent View of the PolicyLayer registry record for `hiveagent_ins_stats`. HTML page: https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-ins-stats

## Facts

- Tool: `hiveagent_ins_stats`
- Server: Hiveagent (`hiveagentiq/hiveagent`) — https://policylayer.com/tools/hiveagentiq-hiveagent.md
- Homepage: https://github.com/hiveagentiq/hiveagent
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Allowed

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "hiveagent_ins_stats",
    "arguments": {}
  }
}
```

## Why hiveagent_ins_stats is rated Low

This tool queries and returns read-only financial metrics about an insurance pool. It retrieves historical or current state information without creating, modifying, deleting, or executing actions. The data returned (premiums, claims, reserves, ratios) are observational metrics, not transactional movements.

From the tool's own definition: "Tool name and description indicate retrieval of aggregate statistics (premiums collected, claims paid, reserve, surplus, claims ratio) with no side effects or modifications to insurance pool data."

## Use case

AI agents call hiveagent_ins_stats to retrieve information from Hiveagent without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Hiveagent:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "hiveagent_ins_stats": {}
  }
}
```

## Other tools on Hiveagent (121)

- `hiveagent_dao_execute_proposal` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-execute-proposal.md
- `hiveagent_dao_vote` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-vote.md
- `hiveagent_privacy_prove` — Execute — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-privacy-prove.md
- `hiveagent_agents_hire` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-agents-hire.md
- `hiveagent_auction_accept` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-auction-accept.md
- `hiveagent_auction_create` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-auction-create.md
- `hiveagent_bet_buy_contract` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-buy-contract.md
- `hiveagent_bet_create_contract` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-create-contract.md
- `hiveagent_bet_create_event` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-create-event.md
- `hiveagent_bet_parlay` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-parlay.md
- `hiveagent_bet_place` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-bet-place.md
- `hiveagent_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-buy.md
- `hiveagent_dao_create` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-create.md
- `hiveagent_dao_deposit` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-deposit.md
- `hiveagent_dao_join` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-dao-join.md
- `hiveagent_data_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-data-buy.md
- `hiveagent_data_list` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-data-list.md
- `hiveagent_defi_borrow` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-borrow.md
- `hiveagent_defi_lend` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-lend.md
- `hiveagent_defi_stablecoin_swap` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-stablecoin-swap.md
- `hiveagent_defi_swap` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-swap.md
- `hiveagent_defi_yield_deposit` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-defi-yield-deposit.md
- `hiveagent_escrow_dispute` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-dispute.md
- `hiveagent_escrow_lock` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-lock.md
- `hiveagent_escrow_release` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-escrow-release.md
- `hiveagent_ins_buy` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-ins-buy.md
- `hiveagent_ins_claim` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-ins-claim.md
- `hiveagent_negotiate_accept` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-accept.md
- `hiveagent_negotiate_auto` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-auto.md
- `hiveagent_negotiate_counter` — Financial — https://policylayer.com/tools/hiveagentiq-hiveagent/hiveagent-negotiate-counter.md
- …and 91 more: https://policylayer.com/tools/hiveagentiq-hiveagent.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=hiveagentiq-hiveagent · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/hiveagentiq-hiveagent