# update_payment_method A financial tool on the instantKOM MCP Server MCP server. Agent View of the PolicyLayer registry record for `update_payment_method`. HTML page: https://policylayer.com/tools/instantkom-mcp-server/update-payment-method ## Facts - Tool: `update_payment_method` - Server: instantKOM MCP Server (`instantkom/mcp-server`) — https://policylayer.com/tools/instantkom-mcp-server.md - Homepage: https://github.com/instantKOM/mcp-server - Risk category: Financial (Critical risk) - Registry record: grade F, identity unverified - Server rate-limited: no - Parameters: 0 - Recommended policy verdict: Approval-gated ## Example call (MCP tools/call, JSON-RPC 2.0) ```json { "jsonrpc": "2.0", "id": 1, "method": "tools/call", "params": { "name": "update_payment_method", "arguments": {} } } ``` ## Why update_payment_method is rated Critical Updating a payment method directly relates to financial obligations and billing configuration. Changing payment methods can affect how charges are processed, potentially enabling unauthorized financial transactions or disrupting service payments. This falls under the Financial category as it involves financial account management. Confidence is slightly reduced due to the minimal description provided. From the tool's own definition: "Tool name: 'update_payment_method', description: 'Update payment method'" ## Use case AI agents use update_payment_method to commit financial operations through instantKOM MCP Server, usually the final step of a payment, billing, or trading workflow. A call moves real money. ## Recommended policy (PolicyLayer) Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches instantKOM MCP Server: ```json { "version": "1", "default": "deny", "tools": { "update_payment_method": { "deny_if": [ { "conditions": [], "on_deny": "Requires human approval." } ] } } } ``` ## Other tools on instantKOM MCP Server (244) - `bulk_delete_custom_fields` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/bulk-delete-custom-fields.md - `delete_account` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-account.md - `delete_api_key` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-api-key.md - `delete_bot` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-bot.md - `delete_bot_env_var` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-bot-env-var.md - `delete_bot_env_var_value` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-bot-env-var-value.md - `delete_bot_filter` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-bot-filter.md - `delete_broadcast` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-broadcast.md - `delete_broadcast_media` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-broadcast-media.md - `delete_chat` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-chat.md - `delete_contact` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-contact.md - `delete_contact_custom_field_value` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-contact-custom-field-value.md - `delete_custom_field` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-custom-field.md - `delete_export` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-export.md - `delete_feed` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-feed.md - `delete_flow` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-flow.md - `delete_flow_edge` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-flow-edge.md - `delete_flow_node` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-flow-node.md - `delete_message` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-message.md - `delete_message_media` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-message-media.md - `delete_object_folder` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-object-folder.md - `delete_poll` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-poll.md - `delete_poll_option` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-poll-option.md - `delete_qr_code` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-qr-code.md - `delete_segmentation` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-segmentation.md - `delete_short_link` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-short-link.md - `delete_super_widget` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-super-widget.md - `delete_tag` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-tag.md - `delete_team_member_by_id` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-team-member-by-id.md - `delete_template` — Destructive — https://policylayer.com/tools/instantkom-mcp-server/delete-template.md - …and 214 more: https://policylayer.com/tools/instantkom-mcp-server.md ## For agents This record is a snapshot. Live verdicts and the full registry: - Check every server in your MCP config at once: `npx -y policylayer stack` - Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md) - Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events` --- Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=instantkom-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/instantkom-mcp-server