# my_loans

View all loans as lender and borrower

Agent View of the PolicyLayer registry record for `my_loans`. HTML page: https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/my-loans

## Facts

- Tool: `my_loans`
- Server: MIDAS Protocol (`https://mcp.midasprotocol.org/mcp`) — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol.md
- Homepage: https://github.com/BbrainFrance/Agent_payment_protocol
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Allowed

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "my_loans",
    "arguments": {}
  }
}
```

## Why my_loans is rated Low

This tool retrieves and displays loan data without modifying, creating, deleting, or executing any financial transactions. It is a read-only query of existing loan records. While the MIDAS Protocol server handles financial operations, this specific tool performs no side effects—it merely queries loan status and history.

From the tool's own definition: "Tool name 'my_loans' and description 'View all loans as lender and borrower' indicate retrieval/query operations only. The verb 'View' explicitly describes read-only access to loan information."

## Use case

AI agents call my_loans to retrieve information from MIDAS Protocol without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches MIDAS Protocol:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "my_loans": {}
  }
}
```

## Other tools on MIDAS Protocol (43)

- `accept_bet` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/accept-bet.md
- `accept_negotiation` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/accept-negotiation.md
- `book_and_pay` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/book-and-pay.md
- `borrow` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/borrow.md
- `cancel_subscription` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/cancel-subscription.md
- `counter_offer` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/counter-offer.md
- `create_bet` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/create-bet.md
- `create_contract` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/create-contract.md
- `create_loan_offer` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/create-loan-offer.md
- `create_subscription` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/create-subscription.md
- `fulfill_condition` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/fulfill-condition.md
- `human_approve_negotiation` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/human-approve-negotiation.md
- `reject_negotiation` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/reject-negotiation.md
- `repay_loan` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/repay-loan.md
- `send_payment` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/send-payment.md
- `sign_contract` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/sign-contract.md
- `start_negotiation` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/start-negotiation.md
- `withdraw_usdc` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/withdraw-usdc.md
- `x402_pay` — Financial — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/x402-pay.md
- `blockchain_wallet_info` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/blockchain-wallet-info.md
- `check_balance` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/check-balance.md
- `check_inbox` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/check-inbox.md
- `check_reputation` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/check-reputation.md
- `discover_services` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/discover-services.md
- `get_quote` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/get-quote.md
- `get_service` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/get-service.md
- `list_blocked_agents` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/list-blocked-agents.md
- `list_loan_offers` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/list-loan-offers.md
- `list_open_bets` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/list-open-bets.md
- `my_bets` — Read — https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol/my-bets.md
- …and 13 more: https://policylayer.com/tools/io-github-bbrainfrance-midas-protocol.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-bbrainfrance-midas-protocol · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-bbrainfrance-midas-protocol