# brc_create_payment

Creates a BRC payment from the Payments book. Use supplierId for supplier payments, or analysisCategoryId + accountCode for analysed bank payments. Analysis categories must be from the bank's Payments book (BP01-BP06) and accountCode must match the category. Requires routeToken from brc_route_request for the matching action workflow. Call brc_route_request first with the user's complete original action request. Retain the returned routeToken through lookup, preview, and confirmation, and pass the same token on the final permitted transactional tool call. Never invent a placeholder token. A routeToken is not permission to post — preview-before-posting and confirmWrite/confirmDelete still apply. Also requires confirmCounterpartyExplicit: true once the user has explicitly named or confirmed the customer/supplier in the current conversation. Do not reuse a counterparty from an earlier preview without that confirmation.

Agent View of the PolicyLayer registry record for `brc_create_payment`. HTML page: https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-create-payment

## Facts

- Tool: `brc_create_payment`
- Server: Red by Big Red Cloud (`https://red.bigredcloud.com/mcp`) — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server.md
- Homepage: https://github.com/BigRedCloud/red-mcp-server
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: *
- Server rate-limited: no
- Parameters: 12 (4 required)
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `note` | string | yes |  |
| `total` | number | yes |  |
| `acCode` | string | no | Supplier account code for supplier payments. |
| `discount` | number | no |  |
| `procDate` | string | no | Processing date in ISO format. Defaults to entryDate. |
| `entryDate` | string | no | Entry date in ISO format. Defaults to today. |
| `reference` | string | no |  |
| `routeToken` | string | yes | Opaque routeToken from brc_route_request for this action workflow. Required for transactional tools. Routing permission only — does not replace preview-before-p |
| `supplierId` | integer | no | Supplier id for supplier payments. |
| `accountCode` | string | no | Analysis account code matching analysisCategoryId, for example BP01. |
| `companyName` | string | yes | Company context name, for example YOUR-COMPANY-NAME. |
| `description` | string | no | Analysis line description. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "brc_create_payment",
    "arguments": {
      "note": "<note>",
      "total": 0,
      "routeToken": "<routeToken>",
      "companyName": "<companyName>"
    }
  }
}
```

## Why brc_create_payment is rated Critical

brc_create_payment moves real money, and an autonomous agent will call it with the same confidence it calls a search tool. A misread instruction or an injected prompt is all it takes to drain an account or blow a budget.

Risk signals: High parameter count (19 properties)

## Use case

AI agents use brc_create_payment to commit financial operations through Red by Big Red Cloud, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Red by Big Red Cloud:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "brc_create_payment": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Red by Big Red Cloud (158)

- `brc_clear_all_company_api_keys` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-clear-all-company-api-keys.md
- `brc_clear_audit_log` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-clear-audit-log.md
- `brc_clear_company_api_key` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-clear-company-api-key.md
- `brc_delete_accrual` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-accrual.md
- `brc_delete_allocation_resolver` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-allocation-resolver.md
- `brc_delete_bank_account` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-bank-account.md
- `brc_delete_cash_payment` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-cash-payment.md
- `brc_delete_cash_receipt` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-cash-receipt.md
- `brc_delete_customer` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-customer.md
- `brc_delete_nominal_journal_batch` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-nominal-journal-batch.md
- `brc_delete_payment` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-payment.md
- `brc_delete_prepayment` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-prepayment.md
- `brc_delete_product` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-product.md
- `brc_delete_purchase` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-purchase.md
- `brc_delete_quote` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-quote.md
- `brc_delete_sales_credit_note` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-sales-credit-note.md
- `brc_delete_sales_entry` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-sales-entry.md
- `brc_delete_sales_invoice` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-sales-invoice.md
- `brc_delete_sales_rep` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-sales-rep.md
- `brc_delete_supplier` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-delete-supplier.md
- `brc_red_help` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-red-help.md
- `brc_route_request` — Destructive — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-route-request.md
- `brc_getting_started` — Execute — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-getting-started.md
- `brc_start_company_connection` — Execute — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-start-company-connection.md
- `brc_batch_cash_payments` — Read — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-batch-cash-payments.md
- `brc_batch_cash_receipts` — Read — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-batch-cash-receipts.md
- `brc_batch_customers` — Read — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-batch-customers.md
- `brc_batch_payments` — Read — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-batch-payments.md
- `brc_batch_products` — Read — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-batch-products.md
- `brc_batch_purchases` — Read — https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server/brc-batch-purchases.md
- …and 128 more: https://policylayer.com/tools/io-github-bigredcloud-red-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-bigredcloud-red-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-bigredcloud-red-mcp-server