# fdic_search_institutions

Search FDIC-insured banks and savings institutions by name, state, or city. Returns CERT number, name, location, total assets, deposits, net income, ROA, ROE, charter class. Use the CERT number for follow-up queries to fdic_financials or fdic_history.

Agent View of the PolicyLayer registry record for `fdic_search_institutions`. HTML page: https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/fdic-search-institutions

## Facts

- Tool: `fdic_search_institutions`
- Server: Livedatalink (`https://livedatalink.ai/mcp`) — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink.md
- Homepage: https://github.com/blackboxfoundry/livedatalink
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: *
- Server rate-limited: no
- Parameters: 6
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `city` | string | no | City name (exact) |
| `name` | string | no | Institution name (partial match) |
| `limit` | number | no | Max results (default 25) |
| `state` | string | no | Two-letter state code (e.g. 'CA', 'TX') |
| `offset` | number | no | Pagination offset (default 0) |
| `active_only` | boolean | no | Only currently-active banks (default true) |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "fdic_search_institutions",
    "arguments": {}
  }
}
```

## Why fdic_search_institutions is rated Low

This tool queries a public database of FDIC-insured financial institutions and returns publicly available information. It performs a read-only search operation with no side effects, data modification, or execution of external operations. The returned data (CERT number, institution name, location, financial metrics) is factual reference information.

From the tool's own definition: "Tool description states 'Search FDIC-insured banks' and 'Returns' financial data fields like CERT number, name, location, assets, deposits. The verb 'Search' and 'Returns' indicate data retrieval with no modification, deletion, or execution."

## Use case

AI agents call fdic_search_institutions to retrieve information from Livedatalink without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Livedatalink:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "fdic_search_institutions": {}
  }
}
```

## Other tools on Livedatalink (279)

- `beneficial_owner_screen` — Destructive — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/beneficial-owner-screen.md
- `cdc_dataset_query` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-dataset-query.md
- `clinical_site_selector` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/clinical-site-selector.md
- `air_quality` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/air-quality.md
- `bank_health_report` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bank-health-report.md
- `bls_indicator` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bls-indicator.md
- `bls_series` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bls-series.md
- `book_details` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-details.md
- `book_fulltext_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-fulltext-search.md
- `book_get_text` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-get-text.md
- `book_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-search.md
- `book_status` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-status.md
- `bounce_scanner` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bounce-scanner.md
- `candlestick_signals` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/candlestick-signals.md
- `cargo_crate` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cargo-crate.md
- `carrier_vetting_score` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/carrier-vetting-score.md
- `caselaw_case_details` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-case-details.md
- `caselaw_citation_lookup` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-citation-lookup.md
- `caselaw_opinion_text` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-opinion-text.md
- `caselaw_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-search.md
- `cdc_drug_overdose_deaths` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-drug-overdose-deaths.md
- `cdc_excess_deaths_covid` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-excess-deaths-covid.md
- `cdc_flu_surveillance` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-flu-surveillance.md
- `cdc_leading_causes_of_death` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-leading-causes-of-death.md
- `cdc_outbreak_reports` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-outbreak-reports.md
- `cdc_vaccination_coverage` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-vaccination-coverage.md
- `cdc_weekly_deaths_by_state` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-weekly-deaths-by-state.md
- `census_business` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/census-business.md
- `census_commute_employment` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/census-commute-employment.md
- `census_demographics` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/census-demographics.md
- …and 249 more: https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-blackboxfoundry-livedatalink · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-blackboxfoundry-livedatalink