# flood_zone_lookup

FEMA flood zone designation for an address or coordinate. Returns the zone code, plain-English risk, BFE if applicable, FIRM panel reference, and whether NFIP insurance is mandated for federally-backed mortgages.

Agent View of the PolicyLayer registry record for `flood_zone_lookup`. HTML page: https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/flood-zone-lookup

## Facts

- Tool: `flood_zone_lookup`
- Server: Livedatalink (`https://livedatalink.ai/mcp`) — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink.md
- Homepage: https://github.com/blackboxfoundry/livedatalink
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: *
- Server rate-limited: no
- Parameters: 3
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `lat` | number | no |  |
| `lon` | number | no |  |
| `location` | string | no | Address or zip to geocode. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "flood_zone_lookup",
    "arguments": {}
  }
}
```

## Why flood_zone_lookup is rated Low

This tool retrieves flood zone information from FEMA databases for a given address or coordinate. It performs a passive query operation with no side effects, does not execute code or commands, does not modify data, and does not involve financial transactions or destructive operations.

From the tool's own definition: "Tool description indicates it 'Returns the zone code, plain-English risk, BFE if applicable, FIRM panel reference, and whether NFIP insurance is mandated' — all query/lookup operations with no modification, deletion, or execution of commands."

## Use case

AI agents call flood_zone_lookup to retrieve information from Livedatalink without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Livedatalink:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "flood_zone_lookup": {}
  }
}
```

## Other tools on Livedatalink (279)

- `beneficial_owner_screen` — Destructive — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/beneficial-owner-screen.md
- `cdc_dataset_query` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-dataset-query.md
- `clinical_site_selector` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/clinical-site-selector.md
- `air_quality` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/air-quality.md
- `bank_health_report` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bank-health-report.md
- `bls_indicator` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bls-indicator.md
- `bls_series` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bls-series.md
- `book_details` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-details.md
- `book_fulltext_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-fulltext-search.md
- `book_get_text` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-get-text.md
- `book_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-search.md
- `book_status` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-status.md
- `bounce_scanner` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bounce-scanner.md
- `candlestick_signals` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/candlestick-signals.md
- `cargo_crate` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cargo-crate.md
- `carrier_vetting_score` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/carrier-vetting-score.md
- `caselaw_case_details` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-case-details.md
- `caselaw_citation_lookup` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-citation-lookup.md
- `caselaw_opinion_text` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-opinion-text.md
- `caselaw_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/caselaw-search.md
- `cdc_drug_overdose_deaths` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-drug-overdose-deaths.md
- `cdc_excess_deaths_covid` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-excess-deaths-covid.md
- `cdc_flu_surveillance` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-flu-surveillance.md
- `cdc_leading_causes_of_death` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-leading-causes-of-death.md
- `cdc_outbreak_reports` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-outbreak-reports.md
- `cdc_vaccination_coverage` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-vaccination-coverage.md
- `cdc_weekly_deaths_by_state` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cdc-weekly-deaths-by-state.md
- `census_business` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/census-business.md
- `census_commute_employment` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/census-commute-employment.md
- `census_demographics` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/census-demographics.md
- …and 249 more: https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-blackboxfoundry-livedatalink · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-blackboxfoundry-livedatalink