# hud_fha_lender_exposure

Aggregate confirmed HUD FHA multifamily mortgage maturities by holder, state, or maturity month for an exact date window. Returns mortgage count, unpaid principal balance, and units with the monthly HUD snapshot provenance. Use this for 'which FHA lenders have maturities in 2027?' or 'FHA maturity exposure by state'. It does not estimate default risk, ownership, borrower intent, or refinancing likelihood.

Agent View of the PolicyLayer registry record for `hud_fha_lender_exposure`. HTML page: https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/hud-fha-lender-exposure

## Facts

- Tool: `hud_fha_lender_exposure`
- Server: Livedatalink (`https://livedatalink.ai/mcp`) — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink.md
- Homepage: https://github.com/blackboxfoundry/livedatalink
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: *
- Server rate-limited: no
- Parameters: 7 (2 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `limit` | integer | no |  |
| `state` | string | no |  |
| `offset` | integer | no |  |
| `end_date` | string | yes | Inclusive YYYY-MM-DD window end. |
| `group_by` | string | no |  |
| `start_date` | string | yes | Inclusive YYYY-MM-DD window start. |
| `response_format` | string | no | Human-readable markdown or machine-readable JSON. Default markdown. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "hud_fha_lender_exposure",
    "arguments": {
      "end_date": "<end_date>",
      "start_date": "<start_date>"
    }
  }
}
```

## Why hud_fha_lender_exposure is rated Low

Even though hud_fha_lender_exposure only reads data, uncontrolled read access leaks sensitive information and racks up API costs: an agent caught in a retry loop can make thousands of calls a minute without anyone noticing.

## Use case

AI agents call hud_fha_lender_exposure to retrieve information from Livedatalink without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Livedatalink:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "hud_fha_lender_exposure": {}
  }
}
```

## Other tools on Livedatalink (380)

- `beneficial_owner_screen` — Destructive — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/beneficial-owner-screen.md
- `bea_state_economic_profile` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bea-state-economic-profile.md
- `bts_transport_border_activity_pack` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bts-transport-border-activity-pack.md
- `cftc_cot_evidence_pack` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/cftc-cot-evidence-pack.md
- `clinical_site_selector` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/clinical-site-selector.md
- `edgar_recent_filings` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/edgar-recent-filings.md
- `entity_dossier` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/entity-dossier.md
- `fed_board_h15_evidence_pack` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/fed-board-h15-evidence-pack.md
- `fed_board_h15_yield_curve` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/fed-board-h15-yield-curve.md
- `govinfo_legislation_committee_path` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/govinfo-legislation-committee-path.md
- `govinfo_legislation_evidence_pack` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/govinfo-legislation-evidence-pack.md
- `patent_recent` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/patent-recent.md
- `treasury_tic_official_share` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/treasury-tic-official-share.md
- `trials_details` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/trials-details.md
- `usda_nass_crop_evidence_pack` — Execute — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/usda-nass-crop-evidence-pack.md
- `affordable_housing_refinance_evidence_pack` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/affordable-housing-refinance-evidence-pack.md
- `air_quality` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/air-quality.md
- `bank_health_report` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bank-health-report.md
- `bea_compare_states` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bea-compare-states.md
- `bea_search_state_indicators` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bea-search-state-indicators.md
- `bea_state_economic_trend` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bea-state-economic-trend.md
- `bls_indicator` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bls-indicator.md
- `bls_series` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bls-series.md
- `book_details` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-details.md
- `book_fulltext_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-fulltext-search.md
- `book_get_text` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-get-text.md
- `book_search` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-search.md
- `book_status` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/book-status.md
- `bounce_scanner` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bounce-scanner.md
- `bts_transport_border_trend` — Read — https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink/bts-transport-border-trend.md
- …and 350 more: https://policylayer.com/tools/io-github-blackboxfoundry-livedatalink.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-blackboxfoundry-livedatalink · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-blackboxfoundry-livedatalink
