# isw_create_paycode

Create a cardless withdrawal paycode. Requires confirm: true.

Agent View of the PolicyLayer registry record for `isw_create_paycode`. HTML page: https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-paycode

## Facts

- Tool: `isw_create_paycode`
- Server: Interswitch (`interswitch-mcp-server`) — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server.md
- Install: `npx -y interswitch-mcp-server`
- Homepage: https://github.com/Dairus01/Interswitch-mcp-server
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "isw_create_paycode",
    "arguments": {}
  }
}
```

## Why isw_create_paycode is rated Critical

Creating a withdrawal paycode initiates a financial operation that enables cardless cash withdrawal. This directly commits a financial obligation and enables money movement, placing it firmly in the Financial category. The 'confirm: true' requirement signals the irreversible and significant nature of the action. Misuse by an AI agent could result in unauthorized fund withdrawals.

From the tool's own definition: "Create a cardless withdrawal paycode. Requires confirm: true."

## Use case

AI agents use isw_create_paycode to commit financial operations through Interswitch, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Interswitch:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "isw_create_paycode": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Interswitch (73)

- `isw_block_card` — Destructive — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-block-card.md
- `isw_deactivate_paycode` — Destructive — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-deactivate-paycode.md
- `isw_agency_requery_xml` — Execute — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-requery-xml.md
- `isw_fintech_build_response` — Execute — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-fintech-build-response.md
- `isw_fintech_compute_mac` — Execute — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-fintech-compute-mac.md
- `isw_agency_banking_cashout` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-banking-cashout.md
- `isw_agency_cashout_xml` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-cashout-xml.md
- `isw_airtime_recharge` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-airtime-recharge.md
- `isw_bulk_card_production` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-bulk-card-production.md
- `isw_bulk_transfer` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-bulk-transfer.md
- `isw_complete_credit` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-complete-credit.md
- `isw_create_bulk_paycodes` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-bulk-paycodes.md
- `isw_create_card` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-card.md
- `isw_create_payment_link` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-payment-link.md
- `isw_get_airtime_epins` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-get-airtime-epins.md
- `isw_initialize_payment` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-initialize-payment.md
- `isw_initiate_refund` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-initiate-refund.md
- `isw_pay_bill` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-pay-bill.md
- `isw_pay_vas_bill` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-pay-vas-bill.md
- `isw_request_nano_loan` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-request-nano-loan.md
- `isw_salary_lending` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-salary-lending.md
- `isw_single_transfer` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-single-transfer.md
- `isw_value_financing` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-value-financing.md
- `isw_agency_get_token` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-get-token.md
- `isw_block_prepaid_card` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-block-prepaid-card.md
- `isw_check_debit_balance` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-check-debit-balance.md
- `isw_check_prepaid_balance` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-check-prepaid-balance.md
- `isw_confirm_debit_sufficient` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-confirm-debit-sufficient.md
- `isw_confirm_prepaid_sufficient` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-confirm-prepaid-sufficient.md
- `isw_credit_inquiry` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-credit-inquiry.md
- …and 43 more: https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-dairus01-interswitch-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-dairus01-interswitch-mcp-server