# isw_request_nano_loan

Request a nano loan. High-risk operation creating debt; requires confirm: true.

Agent View of the PolicyLayer registry record for `isw_request_nano_loan`. HTML page: https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-request-nano-loan

## Facts

- Tool: `isw_request_nano_loan`
- Server: Interswitch (`interswitch-mcp-server`) — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server.md
- Install: `npx -y interswitch-mcp-server`
- Homepage: https://github.com/Dairus01/Interswitch-mcp-server
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "isw_request_nano_loan",
    "arguments": {}
  }
}
```

## Why isw_request_nano_loan is rated Critical

This tool creates a financial debt obligation (a loan), which is a direct financial commitment. It falls squarely in the Financial category as it moves money or commits financial obligations. The description itself labels it 'high-risk' and notes it creates debt, making the severity critical since misuse by an AI agent could result in unauthorized loans being taken out on behalf of users.

From the tool's own definition: "Request a nano loan. High-risk operation creating debt; requires confirm: true."

## Use case

AI agents use isw_request_nano_loan to commit financial operations through Interswitch, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Interswitch:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "isw_request_nano_loan": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Interswitch (73)

- `isw_block_card` — Destructive — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-block-card.md
- `isw_deactivate_paycode` — Destructive — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-deactivate-paycode.md
- `isw_agency_requery_xml` — Execute — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-requery-xml.md
- `isw_fintech_build_response` — Execute — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-fintech-build-response.md
- `isw_fintech_compute_mac` — Execute — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-fintech-compute-mac.md
- `isw_agency_banking_cashout` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-banking-cashout.md
- `isw_agency_cashout_xml` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-cashout-xml.md
- `isw_airtime_recharge` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-airtime-recharge.md
- `isw_bulk_card_production` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-bulk-card-production.md
- `isw_bulk_transfer` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-bulk-transfer.md
- `isw_complete_credit` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-complete-credit.md
- `isw_create_bulk_paycodes` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-bulk-paycodes.md
- `isw_create_card` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-card.md
- `isw_create_paycode` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-paycode.md
- `isw_create_payment_link` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-create-payment-link.md
- `isw_get_airtime_epins` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-get-airtime-epins.md
- `isw_initialize_payment` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-initialize-payment.md
- `isw_initiate_refund` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-initiate-refund.md
- `isw_pay_bill` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-pay-bill.md
- `isw_pay_vas_bill` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-pay-vas-bill.md
- `isw_salary_lending` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-salary-lending.md
- `isw_single_transfer` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-single-transfer.md
- `isw_value_financing` — Financial — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-value-financing.md
- `isw_agency_get_token` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-agency-get-token.md
- `isw_block_prepaid_card` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-block-prepaid-card.md
- `isw_check_debit_balance` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-check-debit-balance.md
- `isw_check_prepaid_balance` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-check-prepaid-balance.md
- `isw_confirm_debit_sufficient` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-confirm-debit-sufficient.md
- `isw_confirm_prepaid_sufficient` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-confirm-prepaid-sufficient.md
- `isw_credit_inquiry` — Read — https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server/isw-credit-inquiry.md
- …and 43 more: https://policylayer.com/tools/io-github-dairus01-interswitch-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-dairus01-interswitch-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-dairus01-interswitch-mcp-server