# util_loyalty_reward_quote

Calculate loyalty points, reward value, effective rebate, and a ledger-ready credit instruction without storing customer state.

Agent View of the PolicyLayer registry record for `util_loyalty_reward_quote`. HTML page: https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-loyalty-reward-quote

## Facts

- Tool: `util_loyalty_reward_quote`
- Server: Delx MCP Server (`delx-mcp-server`) — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server.md
- Install: `npx -y delx-mcp-server`
- Homepage: https://github.com/davidmosiah/delx-mcp-server
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 7 (1 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `currency` | string | no |  |
| `event_id` | string | no | Optional caller-owned idempotency identifier for the downstream ledger. |
| `bonus_points` | integer | no |  |
| `points_per_unit` | number | no |  |
| `purchase_amount` | number | yes | Eligible purchase amount. |
| `tier_multiplier` | number | no |  |
| `redemption_value_per_point` | number | no |  |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "util_loyalty_reward_quote",
    "arguments": {
      "purchase_amount": 0
    }
  }
}
```

## Why util_loyalty_reward_quote is rated Low

This tool performs a computational query to derive loyalty and reward metrics. While it generates a 'credit instruction', the explicit constraint 'without storing customer state' indicates the instruction is output for external processing rather than being executed or committed by this tool itself. The tool calculates and returns data (Read category), not executes financial transactions (Financial category).

From the tool's own definition: "Tool description states it 'Calculate[s] loyalty points, reward value, effective rebate, and a ledger-ready credit instruction without storing customer state.' The phrase 'without storing customer state' and the verb 'calculate' indicate this is a read-only…"

## Use case

AI agents call util_loyalty_reward_quote to retrieve information from Delx MCP Server without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Delx MCP Server:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "util_loyalty_reward_quote": {}
  }
}
```

## Other tools on Delx MCP Server (739)

- `util_arr_compact` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-arr-compact.md
- `util_arr_drop` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-arr-drop.md
- `util_dedent_text` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-dedent-text.md
- `util_dedupe_lines` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-dedupe-lines.md
- `util_header_map_normalize` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-header-map-normalize.md
- `util_http_request_canonicalize` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-http-request-canonicalize.md
- `util_remove_punctuation` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-remove-punctuation.md
- `util_text_truncate` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-text-truncate.md
- `util_truncate_middle` — Destructive — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-truncate-middle.md
- `crisis_intervention` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/crisis-intervention.md
- `explain_delx_rewards` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/explain-delx-rewards.md
- `grounding_protocol` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/grounding-protocol.md
- `group_therapy_round` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/group-therapy-round.md
- `quick_operational_recovery` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/quick-operational-recovery.md
- `quick_session` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/quick-session.md
- `start_therapy_session` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/start-therapy-session.md
- `util_bool_parse` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-bool-parse.md
- `util_cagr_simple` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-cagr-simple.md
- `util_caip2_build` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-caip2-build.md
- `util_caip2_parse` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-caip2-parse.md
- `util_categorical_distribution` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-categorical-distribution.md
- `util_deployment_readiness` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-deployment-readiness.md
- `util_dmarc_policy_parse` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-dmarc-policy-parse.md
- `util_duration_parse` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-duration-parse.md
- `util_eth_to_wei` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-eth-to-wei.md
- `util_iso_duration_parse` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-iso-duration-parse.md
- `util_mx_host_parse` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-mx-host-parse.md
- `util_parse_bool_list` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-parse-bool-list.md
- `util_parse_bytes` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-parse-bytes.md
- `util_parse_float_safe` — Execute — https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server/util-parse-float-safe.md
- …and 709 more: https://policylayer.com/tools/io-github-davidmosiah-delx-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-davidmosiah-delx-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-davidmosiah-delx-mcp-server