# financial_model_3statement

Pure-compute 3-statement financial model builder (Income Statement + Balance Sheet + Cash Flow). Feed assumptions (revenue growth, COGS%, OpEx, CapEx, working capital, tax rate, depreciation, debt schedule) → receive a full 3-5 year projection with integrated DCF valuation. Supports IFRS / US_GAAP / PRC_GAAP (中国会计准则) norms with bilingual ZH+EN labels for PRC. Modes: build (full 3-statement model) | scenario_analysis (base/bull/bear ±20% growth) | sensitivity (1 KPI × 1 input, 5-point grid). No external data needed — all computed from assumptions. ICP: VC due diligence, M&A analysts, CFO SMB, startup founders pitching investors, biotech/SaaS modeling. Returns balance_check_ok per year, DCF enterprise/equity value, and coherence warnings.

Agent View of the PolicyLayer registry record for `financial_model_3statement`. HTML page: https://policylayer.com/tools/io-github-getgapup-gapup-mcp/financial-model-3statement

## Facts

- Tool: `financial_model_3statement`
- Server: Gapup Mcp (`https://mcp.gapup.io/mcp`) — https://policylayer.com/tools/io-github-getgapup-gapup-mcp.md
- Homepage: https://github.com/getgapup/gapup-mcp-public
- Risk category: Execute (High risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server rate-limited: no
- Parameters: 5 (2 required)
- Recommended policy verdict: Rate-limited

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `mode` | string | yes | build = full 3-statement model \| scenario_analysis = base/bull/bear \| sensitivity = 1 KPI × 1 input |
| `async` | boolean | no | If true, returns a job_id immediately (<200ms) instead of waiting for the result. Poll the result with job_result(job_id). Use for slow tools to avoid client ti |
| `assumptions` | object | yes | Financial assumptions for the model |
| `sensitivity_kpi` | string | no | KPI to observe in sensitivity mode. |
| `sensitivity_input` | string | no | Assumption param to vary in sensitivity mode. E.g. 'growth_rates_pct[0]' or 'cogs_pct_of_revenue'. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "financial_model_3statement",
    "arguments": {
      "mode": "<mode>",
      "assumptions": {}
    }
  }
}
```

## Why financial_model_3statement is rated High

This tool executes complex financial modeling and valuation computations with material business impact. While it does not move money (Financial) or delete data (Destructive), it performs non-trivial computation whose output directly influences M&A, VC due diligence, and CFO decisions.

From the tool's own definition: "'Pure-compute 3-statement financial model builder' that receives assumptions (revenue growth, COGS%, OpEx, CapEx, working capital, tax rate, depreciation, debt schedule) and performs integrated DCF valuation with multiple modes (build, scenario_analysis,…"

Risk signals: High parameter count (18 properties)

## Use case

AI agents invoke financial_model_3statement to trigger actions in Gapup Mcp. What it does depends on the arguments the agent supplies, and its effects often reach beyond the immediate call: builds kicked off, notifications sent, workflows started.

## Recommended policy (PolicyLayer)

Verdict: **Rate-limited**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Gapup Mcp:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "financial_model_3statement": {
      "limits": [
        {
          "counter": "financial_model_3statement_rate",
          "window": "minute",
          "max": 10,
          "scope": "grant"
        }
      ]
    }
  }
}
```

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## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-getgapup-gapup-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-getgapup-gapup-mcp