# payment_rails_cost_analyzer As a CFO, compare cross-border payment rail costs (SWIFT, SEPA, local ACH, stablecoins) with FX conversion fees and settlement times. Input source/destination countries and amount, receive cost breakdown, FX rates, and settlement time estimates. Uses ECB FX rates and World Bank remittance price data for accurate cost analysis. Ideal for optimizing international payment strategies and reducing transaction expenses. Agent View of the PolicyLayer registry record for `payment_rails_cost_analyzer`. HTML page: https://policylayer.com/tools/io-github-getgapup-gapup-mcp/payment-rails-cost-analyzer ## Facts - Tool: `payment_rails_cost_analyzer` - Server: Gapup Mcp (`https://mcp.gapup.io/mcp`) — https://policylayer.com/tools/io-github-getgapup-gapup-mcp.md - Homepage: https://github.com/getgapup/gapup-mcp-public - Risk category: Financial (Critical risk) - Registry record: grade F, identity unverified - Server auth posture: open - Server rate-limited: no - Parameters: 6 (3 required) - Recommended policy verdict: Approval-gated ## Parameters | Parameter | Type | Required | Description | | --- | --- | --- | --- | | `async` | boolean | no | If true, returns a job_id immediately (<200ms) instead of waiting for the result. Poll the result with job_result(job_id). Use for slow tools to avoid client ti | | `amount` | number | yes | Transaction amount in source currency | | `source_country` | string | yes | ISO 3166-1 alpha-2 country code of payment origin | | `source_currency` | string | no | ISO 4217 currency code of source amount | | `destination_country` | string | yes | ISO 3166-1 alpha-2 country code of payment destination | | `destination_currency` | string | no | ISO 4217 currency code of destination amount | Parameters from the server's own tool schema. ## Example call (MCP tools/call, JSON-RPC 2.0) ```json { "jsonrpc": "2.0", "id": 1, "method": "tools/call", "params": { "name": "payment_rails_cost_analyzer", "arguments": { "amount": 0, "source_country": "", "destination_country": "" } } } ``` ## Why payment_rails_cost_analyzer is rated Critical This tool directly operates in the financial payments domain, analyzing cross-border payment rails, FX conversion fees, and settlement strategies. While it appears primarily advisory/analytical (cost comparison, rate retrieval), it is explicitly scoped to financial transaction decision-making and payment execution strategies. From the tool's own definition: "compare cross-border payment rail costs (SWIFT, SEPA, local ACH, stablecoins) with FX conversion fees and settlement times... optimizing international payment strategies and reducing transaction expenses" ## Use case AI agents use payment_rails_cost_analyzer to commit financial operations through Gapup Mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money. ## Recommended policy (PolicyLayer) Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Gapup Mcp: ```json { "version": "1", "default": "deny", "tools": { "payment_rails_cost_analyzer": { "deny_if": [ { "conditions": [], "on_deny": "Requires human approval." } ] } } } ``` ## Other tools on Gapup Mcp (270) - `adversarial_input_stress_tester` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/adversarial-input-stress-tester.md - `dora_operational_resilience_stress_tes` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/dora-operational-resilience-stress-tes.md - `financial_model_3statement` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/financial-model-3statement.md - `gl_reconciler` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/gl-reconciler.md - `lgpd_data_subject_rights_automator` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/lgpd-data-subject-rights-automator.md - `monte_carlo_portfolio` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/monte-carlo-portfolio.md - `process_mining` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/process-mining.md - `ugc_moderation_classifier` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/ugc-moderation-classifier.md - `workflow_orchestrator` — Execute — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/workflow-orchestrator.md - `abm_architect` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/abm-architect.md - `account_expansion_mapper` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/account-expansion-mapper.md - `anti_demissions_hr` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/anti-demissions-hr.md - `audit_pre_flight` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/audit-pre-flight.md - `budget_variance_ai` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/budget-variance-ai.md - `capacity_planning` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/capacity-planning.md - `capital_strategy` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/capital-strategy.md - `churn_defender` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/churn-defender.md - `competitor_moves` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/competitor-moves.md - `competitor_recommendations` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/competitor-recommendations.md - `content_engine` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/content-engine.md - `cross_sell_reco` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/cross-sell-reco.md - `customer_voice_synth` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/customer-voice-synth.md - `cyber_risk_auditor` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/cyber-risk-auditor.md - `deal_structurer` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/deal-structurer.md - `discovery_prep` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/discovery-prep.md - `diversity_inclusion_metrics` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/diversity-inclusion-metrics.md - `earnings_reviewer` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/earnings-reviewer.md - `enps_auto` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/enps-auto.md - `event_marketing` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/event-marketing.md - `fraud_detector` — Financial — https://policylayer.com/tools/io-github-getgapup-gapup-mcp/fraud-detector.md - …and 240 more: https://policylayer.com/tools/io-github-getgapup-gapup-mcp.md ## For agents This record is a snapshot. Live verdicts and the full registry: - Check every server in your MCP config at once: `npx -y policylayer stack` - Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md) - Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events` --- Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-getgapup-gapup-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-getgapup-gapup-mcp