# billing_setDefaultPaymentMethodV1

Set the default payment method for your account. Use this endpoint to configure the primary payment method for future orders.

Agent View of the PolicyLayer registry record for `billing_setDefaultPaymentMethodV1`. HTML page: https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/billing-setdefaultpaymentmethodv1

## Facts

- Tool: `billing_setDefaultPaymentMethodV1`
- Server: Hostinger Api (`hostinger-api-mcp`) — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp.md
- Install: `npx -y hostinger-api-mcp`
- Homepage: https://github.com/hostinger/api-mcp-server
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 1 (1 required)
- Recommended policy verdict: Approval-gated

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `paymentMethodId` | integer | yes | Payment method ID |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "billing_setDefaultPaymentMethodV1",
    "arguments": {
      "paymentMethodId": 0
    }
  }
}
```

## Why billing_setDefaultPaymentMethodV1 is rated Critical

This tool modifies which payment method is used for future financial transactions and orders. While it doesn't directly move money, it controls the payment instrument that will be charged for future purchases, making it a financial-category action with high severity since a misconfigured default payment method could lead to unintended charges on a wrong payment instrument.

From the tool's own definition: "Set the default payment method for your account... configure the primary payment method for future orders"

## Use case

AI agents use billing_setDefaultPaymentMethodV1 to commit financial operations through Hostinger Api, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Hostinger Api:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "billing_setDefaultPaymentMethodV1": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Hostinger Api (257)

- `agency-hosting_clearAgencyPlanWebsiteCacheV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/agency-hosting-clearagencyplanwebsitecachev1.md
- `agency-hosting_deleteAgencyPlanWebsiteCronJobV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/agency-hosting-deleteagencyplanwebsitecronjobv1.md
- `agency-hosting_deleteAgencyPlanWebsiteDatabaseUserV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/agency-hosting-deleteagencyplanwebsitedatabaseuserv1.md
- `agency-hosting_deleteAgencyPlanWebsiteDatabaseV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/agency-hosting-deleteagencyplanwebsitedatabasev1.md
- `agency-hosting_deleteAgencyPlanWebsiteV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/agency-hosting-deleteagencyplanwebsitev1.md
- `agencyHosting_deployNodeStaticWebsite` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/agencyhosting-deploynodestaticwebsite.md
- `agencyHosting_deployPhpApplication` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/agencyhosting-deployphpapplication.md
- `billing_deletePaymentMethodV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/billing-deletepaymentmethodv1.md
- `DNS_deleteDNSRecordsV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/dns-deletednsrecordsv1.md
- `DNS_resetDNSRecordsV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/dns-resetdnsrecordsv1.md
- `domains_deleteDomainForwardingV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/domains-deletedomainforwardingv1.md
- `domains_deleteWHOISProfileV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/domains-deletewhoisprofilev1.md
- `ecommerce_deleteStoreV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/ecommerce-deletestorev1.md
- `hosting_clearWebsiteCacheV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-clearwebsitecachev1.md
- `hosting_deleteAccountCronJobV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-deleteaccountcronjobv1.md
- `hosting_deleteAccountDatabaseRemoteConnectionV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-deleteaccountdatabaseremoteconnectionv1.md
- `hosting_deleteAccountDatabaseV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-deleteaccountdatabasev1.md
- `hosting_deleteWebsiteParkedDomainV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-deletewebsiteparkeddomainv1.md
- `hosting_deleteWebsiteSubdomainV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-deletewebsitesubdomainv1.md
- `hosting_deleteWebsiteV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-deletewebsitev1.md
- `hosting_deleteWordPressInstallationV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-deletewordpressinstallationv1.md
- `hosting_uninstallWordPressPluginsV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-uninstallwordpresspluginsv1.md
- `hosting_uninstallWordPressThemesV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/hosting-uninstallwordpressthemesv1.md
- `mail_deleteMailboxV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/mail-deletemailboxv1.md
- `mail_deleteWebhookV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/mail-deletewebhookv1.md
- `mail_revokeAPITokenV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/mail-revokeapitokenv1.md
- `reach_deleteAContactV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/reach-deleteacontactv1.md
- `VPS_deleteFirewallRuleV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/vps-deletefirewallrulev1.md
- `VPS_deleteFirewallV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/vps-deletefirewallv1.md
- `VPS_deletePostInstallScriptV1` — Destructive — https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp/vps-deletepostinstallscriptv1.md
- …and 227 more: https://policylayer.com/tools/io-github-hostinger-hostinger-api-mcp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-hostinger-hostinger-api-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-hostinger-hostinger-api-mcp