# calcular_perfil_investidor_suitability

Aplica questionário de suitability baseado na Resolução CVM 30/2021 para classificar o perfil de risco do investidor em conservador, moderado ou arrojado. Avalia 6 dimensões com pontuação ponderada (horizonte, objetivo, tolerância a perda, experiência, reserva e dependência de renda). Retorna alocação sugerida por classe de ativo, produtos indicados e alertas personalizados.

Agent View of the PolicyLayer registry record for `calcular_perfil_investidor_suitability`. HTML page: https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-perfil-investidor-suitability

## Facts

- Tool: `calcular_perfil_investidor_suitability`
- Server: Contaí — Calculadoras Fiscais Brasileiras (`@contai-evoluke/mcp-server`) — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server.md
- Install: `npx -y @contai-evoluke/mcp-server`
- Homepage: https://github.com/lfhillesheim/calculadora
- Risk category: Read (Low risk)
- Registry record: grade B, identity unverified
- Server rate-limited: no
- Parameters: 6 (6 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `objetivo` | string | yes | Objetivo financeiro principal: preservar_capital, renda_regular, crescimento_moderado ou crescimento_agressivo. |
| `horizonte` | string | yes | Horizonte de investimento: "curto" = até 2 anos, "medio" = 2 a 5 anos, "longo" = acima de 5 anos. |
| `experiencia` | string | yes | Nível de experiência em investimentos: nenhuma, basica, intermediaria ou avancada. |
| `situacaoReserva` | string | yes | Situação da reserva de emergência: sem_reserva, ate3meses (até 3 meses), ate6meses (até 6 meses) ou acima6meses. |
| `toleranciaPerda` | string | yes | Tolerância máxima a perdas temporárias: zero, ate5pct (até 5%), ate20pct (até 20%) ou mais20pct (acima de 20%). |
| `dependenciaRenda` | string | yes | Dependência dos investimentos como fonte de renda: total (precisa dos rendimentos para viver), parcial ou nenhuma. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "calcular_perfil_investidor_suitability",
    "arguments": {
      "objetivo": "<objetivo>",
      "horizonte": "<horizonte>",
      "experiencia": "<experiencia>",
      "situacaoReserva": "<situacaoReserva>",
      "toleranciaPerda": "<toleranciaPerda>",
      "dependenciaRenda": "<dependenciaRenda>"
    }
  }
}
```

## Why calcular_perfil_investidor_suitability is rated Low

While the tool operates in a financial domain (investor suitability assessment per CVM regulations), it performs pure data analysis and classification based on questionnaire inputs. It reads investor characteristics, evaluates them against regulatory criteria, and returns informational recommendations. It does not execute trades, move money, create accounts, or modify any financial state.

From the tool's own definition: "Tool applies a questionnaire to classify investor profile and returns suggested allocation and recommendations. Key verbs: 'classifica', 'avalia', 'retorna' (classify, evaluate, return)."

## Use case

AI agents call calcular_perfil_investidor_suitability to retrieve information from Contaí — Calculadoras Fiscais Brasileiras without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Contaí — Calculadoras Fiscais Brasileiras:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "calcular_perfil_investidor_suitability": {}
  }
}
```

## Other tools on Contaí — Calculadoras Fiscais Brasileiras (138)

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- `calcular_auxilio_doenca` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-auxilio-doenca.md
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- `calcular_bola_de_neve_dividas` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-bola-de-neve-dividas.md
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- `calcular_calculadora_gestacional` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-calculadora-gestacional.md
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- `calcular_calorias_macros` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-calorias-macros.md
- `calcular_capital_de_giro_necessario` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-capital-de-giro-necessario.md
- `calcular_carne_leao` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-carne-leao.md
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- `calcular_cdb_vs_lci_vs_tesouro_vs_poupanca` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-cdb-vs-lci-vs-tesouro-vs-poupanca.md
- `calcular_comparador_regime_tributario` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-comparador-regime-tributario.md
- `calcular_consorcio_credito_empresarial` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-consorcio-credito-empresarial.md
- `calcular_consorcio_vs_financiamento` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-consorcio-vs-financiamento.md
- `calcular_consultoria_pj_saude_financeira` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-consultoria-pj-saude-financeira.md
- `calcular_consumo_agua` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-consumo-agua.md
- `calcular_conversao_moedas_iof` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-conversao-moedas-iof.md
- `calcular_credito_pj_comparador` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-credito-pj-comparador.md
- `calcular_custo_efetivo_total` — Read — https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server/calcular-custo-efetivo-total.md
- …and 108 more: https://policylayer.com/tools/io-github-lfhillesheim-contai-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-lfhillesheim-contai-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-lfhillesheim-contai-mcp-server