# withdraw

Withdraw funds from operator account to external Lightning invoice. REQUIRES OPERATOR KEY. Subject to security cooldown.

Agent View of the PolicyLayer registry record for `withdraw`. HTML page: https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/withdraw

## Facts

- Tool: `withdraw`
- Server: Lightning Wallet (`lightning-wallet-mcp`) — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp.md
- Install: `npx -y lightning-wallet-mcp`
- Homepage: https://github.com/lightningfaucet/lightning-wallet-mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "withdraw",
    "arguments": {}
  }
}
```

## Why withdraw is rated Critical

This tool directly transfers money (Bitcoin via Lightning Network) out of the operator's account to external parties. This is irreversible fund movement, triggering a financial obligation/loss from the operator's perspective. Even with the operator key requirement and cooldown as mitigations, misuse by a compromised agent could drain the operator's funds. Financial category is the most severe applicable.

From the tool's own definition: "Tool description explicitly states 'Withdraw funds from operator account to external Lightning invoice' — this moves cryptocurrency from the operator's wallet to an external recipient."

## Use case

AI agents use withdraw to commit financial operations through Lightning Wallet, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Lightning Wallet:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "withdraw": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Lightning Wallet (44)

- `delete_agent` — Destructive — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/delete-agent.md
- `delete_webhook` — Destructive — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/delete-webhook.md
- `lnurl_auth` — Execute — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/lnurl-auth.md
- `test_webhook` — Execute — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/test-webhook.md
- `board_vote` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/board-vote.md
- `claim_lnurl_withdraw` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/claim-lnurl-withdraw.md
- `claim_promo` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/claim-promo.md
- `create_invoice` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/create-invoice.md
- `create_withdraw_link` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/create-withdraw-link.md
- `fund_agent` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/fund-agent.md
- `get_deposit_invoice` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/get-deposit-invoice.md
- `keysend` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/keysend.md
- `nostr_zap` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/nostr-zap.md
- `pay_invoice` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/pay-invoice.md
- `pay_l402_api` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/pay-l402-api.md
- `pay_lightning_address` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/pay-lightning-address.md
- `recover_account` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/recover-account.md
- `set_budget` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/set-budget.md
- `sweep_agent` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/sweep-agent.md
- `transfer_to_agent` — Financial — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/transfer-to-agent.md
- `board_read` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/board-read.md
- `check_balance` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/check-balance.md
- `decode_invoice` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/decode-invoice.md
- `get_budget_status` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/get-budget-status.md
- `get_info` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/get-info.md
- `get_invoice_status` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/get-invoice-status.md
- `get_nostr_identity` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/get-nostr-identity.md
- `get_rate_limits` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/get-rate-limits.md
- `get_transactions` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/get-transactions.md
- `list_agents` — Read — https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp/list-agents.md
- …and 14 more: https://policylayer.com/tools/io-github-lightningfaucet-lightning-wallet-mcp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-lightningfaucet-lightning-wallet-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-lightningfaucet-lightning-wallet-mcp