# plaid_accounts

Get accounts for a Plaid-linked item.

Agent View of the PolicyLayer registry record for `plaid_accounts`. HTML page: https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/plaid-accounts

## Facts

- Tool: `plaid_accounts`
- Server: UnClick (`@unclick/mcp-server`) — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server.md
- Install: `npx -y @unclick/mcp-server`
- Homepage: https://github.com/malamutemayhem/unclick-agent-native-endpoints.git
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 5 (3 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `secret` | string | yes | Plaid secret key |
| `client_id` | string | yes | Plaid client ID |
| `account_ids` | array | no | Filter to specific account IDs |
| `environment` | string | no | sandbox, development, or production (default: sandbox) |
| `access_token` | string | yes | Plaid item access token |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "plaid_accounts",
    "arguments": {
      "secret": "<secret>",
      "client_id": "<client_id>",
      "access_token": "<access_token>"
    }
  }
}
```

## Why plaid_accounts is rated Low

This tool retrieves account data from Plaid, which is a read-only operation with no side effects or destructive capability. However, severity is elevated to 'high' because the data accessed is sensitive financial information (bank account details), and unauthorized access or misuse by a compromised agent could enable fraud, identity theft, or privacy violations.

From the tool's own definition: "Tool name 'plaid_accounts' and description 'Get accounts for a Plaid-linked item' indicates a retrieval operation. Plaid is a financial data aggregation service; this tool queries account information without modifying or moving funds."

Risk signals: Handles credentials or secrets (secret)

## Use case

AI agents call plaid_accounts to retrieve information from UnClick without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches UnClick:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "plaid_accounts": {}
  }
}
```

## Other tools on UnClick (1661)

- `delete_todo` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/delete-todo.md
- `email_delete` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/email-delete.md
- `file_sync_prune` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/file-sync-prune.md
- `pinecone_delete_vectors` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/pinecone-delete-vectors.md
- `telegram_manage_chat` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/telegram-manage-chat.md
- `upstash_redis_del` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/upstash-redis-del.md
- `vault_action` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/vault-action.md
- `vercel_delete_env` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/vercel-delete-env.md
- `ackermann` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/ackermann.md
- `anthropic_create_message` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/anthropic-create-message.md
- `avl_tree` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/avl-tree.md
- `baby_giant_step` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/baby-giant-step.md
- `bellman_ford` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bellman-ford.md
- `bezier_curve` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bezier-curve.md
- `bitmask_ops` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bitmask-ops.md
- `bitwise_calc` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bitwise-calc.md
- `bloom_filter` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bloom-filter.md
- `bluesky_action` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bluesky-action.md
- `burrows_wheeler` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/burrows-wheeler.md
- `cartesian_tree` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cartesian-tree.md
- `chromatic_number` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/chromatic-number.md
- `circleci_trigger_pipeline` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/circleci-trigger-pipeline.md
- `cohere_chat` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cohere-chat.md
- `cohere_classify` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cohere-classify.md
- `cohere_generate` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cohere-generate.md
- `commonsensepass_check` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/commonsensepass-check.md
- `complex_calc` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/complex-calc.md
- `compliancepass_run` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/compliancepass-run.md
- `convex_hull_3d` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/convex-hull-3d.md
- `convolution` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/convolution.md
- …and 1631 more: https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-malamutemayhem-unclick-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-malamutemayhem-unclick-mcp-server