# plaid_balances

Get real-time account balances for a Plaid-linked item.

Agent View of the PolicyLayer registry record for `plaid_balances`. HTML page: https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/plaid-balances

## Facts

- Tool: `plaid_balances`
- Server: UnClick (`@unclick/mcp-server`) — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server.md
- Install: `npx -y @unclick/mcp-server`
- Homepage: https://github.com/malamutemayhem/unclick-agent-native-endpoints.git
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 5 (3 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `secret` | string | yes |  |
| `client_id` | string | yes |  |
| `account_ids` | array | no |  |
| `environment` | string | no |  |
| `access_token` | string | yes |  |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "plaid_balances",
    "arguments": {
      "secret": "<secret>",
      "client_id": "<client_id>",
      "access_token": "<access_token>"
    }
  }
}
```

## Why plaid_balances is rated Low

This tool retrieves financial account balance information from Plaid-linked accounts. While it is a Read operation (no side effects), the severity is high because it accesses sensitive financial data that could expose account details, enable fraud investigation, or inform targeted attacks. The blast radius is significant if an AI agent misuses access to real-time account balances across multiple financial accounts.

From the tool's own definition: "Tool description states 'Get real-time account balances' — a retrieval operation with no modification or deletion of data."

Risk signals: Handles credentials or secrets (secret)

## Use case

AI agents call plaid_balances to retrieve information from UnClick without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches UnClick:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "plaid_balances": {}
  }
}
```

## Other tools on UnClick (1661)

- `delete_todo` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/delete-todo.md
- `email_delete` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/email-delete.md
- `file_sync_prune` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/file-sync-prune.md
- `pinecone_delete_vectors` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/pinecone-delete-vectors.md
- `telegram_manage_chat` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/telegram-manage-chat.md
- `upstash_redis_del` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/upstash-redis-del.md
- `vault_action` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/vault-action.md
- `vercel_delete_env` — Destructive — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/vercel-delete-env.md
- `ackermann` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/ackermann.md
- `anthropic_create_message` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/anthropic-create-message.md
- `avl_tree` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/avl-tree.md
- `baby_giant_step` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/baby-giant-step.md
- `bellman_ford` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bellman-ford.md
- `bezier_curve` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bezier-curve.md
- `bitmask_ops` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bitmask-ops.md
- `bitwise_calc` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bitwise-calc.md
- `bloom_filter` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bloom-filter.md
- `bluesky_action` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/bluesky-action.md
- `burrows_wheeler` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/burrows-wheeler.md
- `cartesian_tree` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cartesian-tree.md
- `chromatic_number` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/chromatic-number.md
- `circleci_trigger_pipeline` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/circleci-trigger-pipeline.md
- `cohere_chat` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cohere-chat.md
- `cohere_classify` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cohere-classify.md
- `cohere_generate` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/cohere-generate.md
- `commonsensepass_check` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/commonsensepass-check.md
- `complex_calc` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/complex-calc.md
- `compliancepass_run` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/compliancepass-run.md
- `convex_hull_3d` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/convex-hull-3d.md
- `convolution` — Execute — https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server/convolution.md
- …and 1631 more: https://policylayer.com/tools/io-github-malamutemayhem-unclick-mcp-server.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-malamutemayhem-unclick-mcp-server · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-malamutemayhem-unclick-mcp-server