# create_plan

A financial tool on the PineLabs Plural PG — Payment Gateway MCP Server MCP server.

Agent View of the PolicyLayer registry record for `create_plan`. HTML page: https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-plan

## Facts

- Tool: `create_plan`
- Server: PineLabs Plural PG — Payment Gateway MCP Server (`pypi:pinelabs-mcp-server`) — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp.md
- Install: `npx -y pypi:pinelabs-mcp-server`
- Homepage: https://github.com/plural-pinelabs/pinelabs-online-mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "create_plan",
    "arguments": {}
  }
}
```

## Why create_plan is rated Critical

Given the server context (payment gateway handling subscriptions, orders, and payouts), 'create_plan' most likely creates a subscription billing plan, which commits financial obligations. The empty description lowers confidence slightly, but the server context strongly implies financial impact. Severity is critical due to potential for recurring financial commitments.

From the tool's own definition: "Tool name 'create_plan' on a payment gateway server (PineLabs Plural PG) described as handling 'subscriptions' among other financial operations; sibling tools include 'cancel_subscription', 'create_order', 'create_payment_link', indicating this creates a…"

## Use case

AI agents use create_plan to commit financial operations through PineLabs Plural PG — Payment Gateway MCP Server, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches PineLabs Plural PG — Payment Gateway MCP Server:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_plan": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on PineLabs Plural PG — Payment Gateway MCP Server (56)

- `cancel_order` — Destructive — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-order.md
- `delete_plan` — Destructive — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/delete-plan.md
- `delete_presentation` — Destructive — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/delete-presentation.md
- `resend_otp` — Execute — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/resend-otp.md
- `submit_otp` — Execute — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/submit-otp.md
- `cancel_payment_link` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-payment-link.md
- `cancel_payout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-payout.md
- `cancel_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-subscription.md
- `capture_order` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/capture-order.md
- `create_card_payment` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-card-payment.md
- `create_debit` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-debit.md
- `create_merchant_retry` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-merchant-retry.md
- `create_order` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-order.md
- `create_payment_link` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-payment-link.md
- `create_payout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-payout.md
- `create_refund` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-refund.md
- `create_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-subscription.md
- `create_upi_intent_payment_with_qr` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-upi-intent-payment-with-qr.md
- `integrate_pinelabs_checkout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/integrate-pinelabs-checkout.md
- `pause_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/pause-subscription.md
- `resume_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/resume-subscription.md
- `send_subscription_notification` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/send-subscription-notification.md
- `update_payout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/update-payout.md
- `update_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/update-subscription.md
- `detect_stack` — Other — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/detect-stack.md
- `fetch_order_payments` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/fetch-order-payments.md
- `get_all_settlements` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-all-settlements.md
- `get_api_documentation` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-api-documentation.md
- `get_card_details` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-card-details.md
- `get_merchant_success_rate` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-merchant-success-rate.md
- …and 26 more: https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-plural-pinelabs-pinelabs-online-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-plural-pinelabs-pinelabs-online-mcp