# create_refund

A financial tool on the PineLabs Plural PG — Payment Gateway MCP Server MCP server.

Agent View of the PolicyLayer registry record for `create_refund`. HTML page: https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-refund

## Facts

- Tool: `create_refund`
- Server: PineLabs Plural PG — Payment Gateway MCP Server (`pypi:pinelabs-mcp-server`) — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp.md
- Install: `npx -y pypi:pinelabs-mcp-server`
- Homepage: https://github.com/plural-pinelabs/pinelabs-online-mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "create_refund",
    "arguments": {}
  }
}
```

## Why create_refund is rated Critical

This tool directly moves money back to customers or payment sources, making financial commitments and altering account balances. Even with an empty description, the context (payment gateway server) and tool name unambiguously indicate a financial operation. Severity is critical because misuse could result in unauthorized refunds, financial loss, and fraud.

From the tool's own definition: "Tool name 'create_refund' on a payment gateway server (PineLabs Plural PG) that handles payments, subscriptions, and financial transactions."

## Use case

AI agents use create_refund to commit financial operations through PineLabs Plural PG — Payment Gateway MCP Server, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches PineLabs Plural PG — Payment Gateway MCP Server:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_refund": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on PineLabs Plural PG — Payment Gateway MCP Server (56)

- `cancel_order` — Destructive — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-order.md
- `delete_plan` — Destructive — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/delete-plan.md
- `delete_presentation` — Destructive — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/delete-presentation.md
- `resend_otp` — Execute — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/resend-otp.md
- `submit_otp` — Execute — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/submit-otp.md
- `cancel_payment_link` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-payment-link.md
- `cancel_payout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-payout.md
- `cancel_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/cancel-subscription.md
- `capture_order` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/capture-order.md
- `create_card_payment` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-card-payment.md
- `create_debit` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-debit.md
- `create_merchant_retry` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-merchant-retry.md
- `create_order` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-order.md
- `create_payment_link` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-payment-link.md
- `create_payout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-payout.md
- `create_plan` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-plan.md
- `create_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-subscription.md
- `create_upi_intent_payment_with_qr` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/create-upi-intent-payment-with-qr.md
- `integrate_pinelabs_checkout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/integrate-pinelabs-checkout.md
- `pause_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/pause-subscription.md
- `resume_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/resume-subscription.md
- `send_subscription_notification` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/send-subscription-notification.md
- `update_payout` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/update-payout.md
- `update_subscription` — Financial — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/update-subscription.md
- `detect_stack` — Other — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/detect-stack.md
- `fetch_order_payments` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/fetch-order-payments.md
- `get_all_settlements` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-all-settlements.md
- `get_api_documentation` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-api-documentation.md
- `get_card_details` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-card-details.md
- `get_merchant_success_rate` — Read — https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp/get-merchant-success-rate.md
- …and 26 more: https://policylayer.com/tools/io-github-plural-pinelabs-pinelabs-online-mcp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-plural-pinelabs-pinelabs-online-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-plural-pinelabs-pinelabs-online-mcp