# create_charge

Process a payment charge using Stripe

Agent View of the PolicyLayer registry record for `create_charge`. HTML page: https://policylayer.com/tools/io-github-portel-dev-ncp/create-charge

## Facts

- Tool: `create_charge`
- Server: Ncp (`@portel/ncp`) — https://policylayer.com/tools/io-github-portel-dev-ncp.md
- Install: `npx -y @portel/ncp`
- Homepage: https://github.com/portel-dev/ncp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "create_charge",
    "arguments": {}
  }
}
```

## Why create_charge is rated Critical

This tool directly processes payments through Stripe, moving money and committing financial obligations. Financial operations represent the most severe risk category due to potential for unauthorized transactions, fraud, or substantial monetary loss if misused by an AI agent.

From the tool's own definition: "Tool name 'create_charge' and description 'Process a payment charge using Stripe' explicitly indicate financial transaction processing."

## Use case

AI agents use create_charge to commit financial operations through Ncp, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Ncp:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "create_charge": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Ncp (274)

- `backup` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/backup.md
- `bulk_delete` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/bulk-delete.md
- `delete` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/delete.md
- `delete_event` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/delete-event.md
- `delete_key` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/delete-key.md
- `delete_memory` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/delete-memory.md
- `purge_cache` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/purge-cache.md
- `remove` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/remove.md
- `remove_container` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/remove-container.md
- `write_query` — Destructive — https://policylayer.com/tools/io-github-portel-dev-ncp/write-query.md
- `apply` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/apply.md
- `apply_manifest` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/apply-manifest.md
- `build_image` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/build-image.md
- `build_job` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/build-job.md
- `bulk_operations` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/bulk-operations.md
- `click_element` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/click-element.md
- `clone` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/clone.md
- `connect` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/connect.md
- `consume` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/consume.md
- `create_completion` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/create-completion.md
- `create_context` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/create-context.md
- `create_image` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/create-image.md
- `create_prediction` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/create-prediction.md
- `create_video` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/create-video.md
- `deploy` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/deploy.md
- `deploy_project` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/deploy-project.md
- `deploy_server` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/deploy-server.md
- `deploy_site` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/deploy-site.md
- `exec` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/exec.md
- `exec_async` — Execute — https://policylayer.com/tools/io-github-portel-dev-ncp/exec-async.md
- …and 244 more: https://policylayer.com/tools/io-github-portel-dev-ncp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-portel-dev-ncp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-portel-dev-ncp