# simple_interest_calc

Calculate simple interest: interest = principal × rate × time.

Agent View of the PolicyLayer registry record for `simple_interest_calc`. HTML page: https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/simple-interest-calc

## Facts

- Tool: `simple_interest_calc`
- Server: GadgetHumans API Hub (`pypi:gadgethumans-api-hub-mcp`) — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub.md
- Install: `npx -y pypi:gadgethumans-api-hub-mcp`
- Homepage: https://github.com/scotia1973-bot/api-hub
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Allowed

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "simple_interest_calc",
    "arguments": {}
  }
}
```

## Why simple_interest_calc is rated Low

This is a pure computational utility that retrieves a calculated result without creating, modifying, or destroying any data. It has no financial implications (it merely calculates interest, not moving actual money), no code execution capabilities, and no ability to affect external systems.

From the tool's own definition: "The tool performs a mathematical calculation (simple interest formula: interest = principal × rate × time) with no data modification, deletion, or external side effects. It only computes and returns a result based on input parameters."

## Use case

AI agents call simple_interest_calc to retrieve information from GadgetHumans API Hub without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches GadgetHumans API Hub:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "simple_interest_calc": {}
  }
}
```

## Other tools on GadgetHumans API Hub (310)

- `clean_whitespace` — Destructive — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/clean-whitespace.md
- `gravitational_force_calc` — Destructive — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/gravitational-force-calc.md
- `atbash_cipher` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/atbash-cipher.md
- `caesar_cipher` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/caesar-cipher.md
- `crawl_website` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/crawl-website.md
- `electrical_calc` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/electrical-calc.md
- `evaluate_math` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/evaluate-math.md
- `filter_data` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/filter-data.md
- `fn` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/fn.md
- `generate_password` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/generate-password.md
- `hash_text` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/hash-text.md
- `http_client` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/http-client.md
- `ini_to_json` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/ini-to-json.md
- `matrix_operations` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/matrix-operations.md
- `momentum_calc` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/momentum-calc.md
- `pressure_calc` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/pressure-calc.md
- `ratio_calc` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/ratio-calc.md
- `test_regex` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/test-regex.md
- `web_scrape` — Execute — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/web-scrape.md
- `agent_memory` — Other — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/agent-memory.md
- `generate_ulids` — Other — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/generate-ulids.md
- `alternating_case` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/alternating-case.md
- `amortization_calc` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/amortization-calc.md
- `anagram_check` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/anagram-check.md
- `analyze_tone` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/analyze-tone.md
- `analyze_url` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/analyze-url.md
- `angle_convert` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/angle-convert.md
- `area_convert` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/area-convert.md
- `ascii_table` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/ascii-table.md
- `auto_loan_calc` — Read — https://policylayer.com/tools/io-github-scotia1973-bot-api-hub/auto-loan-calc.md
- …and 280 more: https://policylayer.com/tools/io-github-scotia1973-bot-api-hub.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-scotia1973-bot-api-hub · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-scotia1973-bot-api-hub