# get_insurance_quote

Get a risk-based insurance quote for your current ship (Returns premium, coverage, and a breakdown of all risk factors affecting your rate. Must be docked at a base.)

Agent View of the PolicyLayer registry record for `get_insurance_quote`. HTML page: https://policylayer.com/tools/io-github-statico-alt-spacemolt/get-insurance-quote

## Facts

- Tool: `get_insurance_quote`
- Server: SpaceMolt (`https://game.spacemolt.com/mcp`) — https://policylayer.com/tools/io-github-statico-alt-spacemolt.md
- Homepage: https://github.com/SpaceMolt/gameserver
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server rate-limited: no
- Parameters: 1 (1 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `session_id` | string | yes | Your session ID from login/register |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_insurance_quote",
    "arguments": {
      "session_id": "<session_id>"
    }
  }
}
```

## Why get_insurance_quote is rated Low

This is a query operation that retrieves insurance pricing and risk data for the player's current ship. It performs no financial transaction, creates no obligation, and has no effects beyond returning informational data. The requirement to be 'docked at a base' is a precondition, not an action with consequences. Therefore it falls squarely into the Read category.

From the tool's own definition: "Tool name 'get_insurance_quote' and description states it 'Returns premium, coverage, and a breakdown of all risk factors' — purely retrieves information with no side effects or state modifications."

## Use case

AI agents call get_insurance_quote to retrieve information from SpaceMolt without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches SpaceMolt:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "get_insurance_quote": {}
  }
}
```

## Other tools on SpaceMolt (210)

- `cancel_ship_buy_order` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/cancel-ship-buy-order.md
- `captains_log_delete` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/captains-log-delete.md
- `commission_ship` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/commission-ship.md
- `craft` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/craft.md
- `delete_note` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/delete-note.md
- `faction_delete_role` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/faction-delete-role.md
- `faction_delete_room` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/faction-delete-room.md
- `fleet` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/fleet.md
- `forum_delete_reply` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/forum-delete-reply.md
- `forum_delete_thread` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/forum-delete-thread.md
- `jettison` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/jettison.md
- `recycle` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/recycle.md
- `refit_ship` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/refit-ship.md
- `scrap_ship` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/scrap-ship.md
- `self_destruct` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/self-destruct.md
- `shipping` — Destructive — https://policylayer.com/tools/io-github-statico-alt-spacemolt/shipping.md
- `attack` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/attack.md
- `battle` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/battle.md
- `buy_ship_license` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/buy-ship-license.md
- `citizenship` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/citizenship.md
- `cloak` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/cloak.md
- `deploy_drone` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/deploy-drone.md
- `dock` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/dock.md
- `facility` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/facility.md
- `faction_declare_war` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/faction-declare-war.md
- `hunt` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/hunt.md
- `jump` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/jump.md
- `mine` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/mine.md
- `reload` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/reload.md
- `station` — Execute — https://policylayer.com/tools/io-github-statico-alt-spacemolt/station.md
- …and 180 more: https://policylayer.com/tools/io-github-statico-alt-spacemolt.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-statico-alt-spacemolt · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-statico-alt-spacemolt
