# get_lending_positions

Fetch all Aave V3 lending/borrowing positions for a wallet. Returns collateral, debt (both in USD and per-asset), health factor, LTV, and liquidation threshold across Ethereum and Arbitrum.

Agent View of the PolicyLayer registry record for `get_lending_positions`. HTML page: https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/get-lending-positions

## Facts

- Tool: `get_lending_positions`
- Server: VaultPilot MCP (`vaultpilot-mcp`) — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp.md
- Install: `npx -y vaultpilot-mcp`
- Homepage: https://github.com/szhygulin/vaultpilot-mcp
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 2 (1 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `chains` | array | no |  |
| `wallet` | string | yes |  |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "get_lending_positions",
    "arguments": {
      "wallet": "<wallet>"
    }
  }
}
```

## Why get_lending_positions is rated Low

This tool retrieves and returns information about existing lending positions. It performs a read-only query against Aave V3 smart contracts, analogous to checking account balances or portfolio status. There are no side effects, no money movement, no code execution, and no data modification. The information returned could inform financial decisions, but the tool itself only reads data.

From the tool's own definition: "Tool name and description both indicate a fetch/query operation: 'Fetch all Aave V3 lending/borrowing positions'. Returns data (collateral, debt, health factor, LTV, liquidation threshold) with no mention of modifications, transactions, or state changes."

## Use case

AI agents call get_lending_positions to retrieve information from VaultPilot MCP without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches VaultPilot MCP:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "get_lending_positions": {}
  }
}
```

## Other tools on VaultPilot MCP (188)

- `prepare_btc_lifi_swap` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-btc-lifi-swap.md
- `prepare_btc_rbf_bump` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-btc-rbf-bump.md
- `prepare_jito_stake` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-jito-stake.md
- `prepare_marginfi_init` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-marginfi-init.md
- `prepare_solana_nonce_close` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-solana-nonce-close.md
- `prepare_sunswap_swap` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-sunswap-swap.md
- `prepare_uniswap_v3_burn` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-uniswap-v3-burn.md
- `prepare_uniswap_v3_mint` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-uniswap-v3-mint.md
- `remove_contact` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/remove-contact.md
- `unregister_btc_multisig_wallet` — Destructive — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/unregister-btc-multisig-wallet.md
- `combine_btc_psbts` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/combine-btc-psbts.md
- `pair_ledger_btc` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/pair-ledger-btc.md
- `prepare_aave_repay` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-aave-repay.md
- `prepare_btc_multisig_send` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-btc-multisig-send.md
- `prepare_compound_repay` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-compound-repay.md
- `prepare_compound_supply` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-compound-supply.md
- `prepare_curve_swap` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-curve-swap.md
- `prepare_custom_call` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-custom-call.md
- `prepare_kamino_init_user` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-kamino-init-user.md
- `prepare_kamino_supply` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-kamino-supply.md
- `prepare_lido_unstake` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-lido-unstake.md
- `prepare_lido_unwrap` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-lido-unwrap.md
- `prepare_lido_wrap` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-lido-wrap.md
- `prepare_native_stake_deactivate` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-native-stake-deactivate.md
- `prepare_native_stake_delegate` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-native-stake-delegate.md
- `prepare_rocketpool_unstake` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-rocketpool-unstake.md
- `prepare_safe_tx_execute` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-safe-tx-execute.md
- `prepare_solana_lifi_swap` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-solana-lifi-swap.md
- `prepare_solana_nonce_init` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-solana-nonce-init.md
- `prepare_solana_swap` — Execute — https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp/prepare-solana-swap.md
- …and 158 more: https://policylayer.com/tools/io-github-szhygulin-vaultpilot-mcp.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-szhygulin-vaultpilot-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-szhygulin-vaultpilot-mcp
