# fdic.institutions.search

Search 4,300+ FDIC-insured US financial institutions by name, city, state, or charter type. Returns bank name, FDIC certificate number, total assets, deposits, and location. Official US Government data.

Agent View of the PolicyLayer registry record for `fdic.institutions.search`. HTML page: https://policylayer.com/tools/io-github-whiteknightonhorse-apibase/fdic.institutions.search

## Facts

- Tool: `fdic.institutions.search`
- Server: Apibase (`apibase-mcp-client`) — https://policylayer.com/tools/io-github-whiteknightonhorse-apibase.md
- Install: `npx -y apibase-mcp-client`
- Homepage: https://github.com/whiteknightonhorse/APIbase
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server rate-limited: no
- Parameters: 6
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `city` | string | no | City name filter (e.g. "New York", "San Francisco") |
| `name` | string | no | Partial or full institution name to search (e.g. "Chase", "Wells Fargo") |
| `limit` | integer | no | Number of results to return, max 50 (default 10) |
| `state` | string | no | US state name filter (e.g. "California", "New York") |
| `active` | boolean | no | Filter by active status. Default true (only active institutions) |
| `charter_class` | string | no | Charter type: N=national, SM=state member, NM=state nonmember, SB=savings bank, OI=OCC-supervised |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "fdic.institutions.search",
    "arguments": {}
  }
}
```

## Why fdic.institutions.search is rated Low

Retrieves publicly available government financial institution data without modifying systems or enabling transactions.

From the tool's own definition: "Search FDIC-insured institutions, returns bank name, certificate number, assets, deposits, location."

## Use case

AI agents call fdic.institutions.search to retrieve information from Apibase without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Apibase:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "fdic.institutions.search": {}
  }
}
```

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## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-whiteknightonhorse-apibase · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-whiteknightonhorse-apibase