# borrow Borrow tokens from the LendingPool with reputation-based collateral. Auto-selects the USDC pool. Requires api_key. Agent View of the PolicyLayer registry record for `borrow`. HTML page: https://policylayer.com/tools/io-github-wirternow-agent-bank/borrow ## Facts - Tool: `borrow` - Server: Ai Agent Bank (`https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/mcp-server`) — https://policylayer.com/tools/io-github-wirternow-agent-bank.md - Homepage: https://github.com/WirterNow/ai-agent-bank-mcp-server - Risk category: Financial (Critical risk) - Registry record: grade F, identity unverified - Server auth posture: open - Server CORS policy: * - Server rate-limited: no - Parameters: 6 (5 required) - Recommended policy verdict: Approval-gated ## Parameters | Parameter | Type | Required | Description | | --- | --- | --- | --- | | `amount` | number | yes | Amount to borrow | | `api_key` | string | yes | Your api_key from register_agent | | `urgency` | number | no | Urgency level 1-10 (adds interest premium) | | `agent_id` | string | yes | UUID of the borrowing agent | | `collateral_token` | string | yes | Token symbol for collateral: WMATIC or WETH | | `collateral_amount` | number | yes | Amount of collateral to deposit | Parameters from the server's own tool schema. ## Example call (MCP tools/call, JSON-RPC 2.0) ```json { "jsonrpc": "2.0", "id": 1, "method": "tools/call", "params": { "name": "borrow", "arguments": { "amount": 0, "api_key": "", "agent_id": "", "collateral_token": "", "collateral_amount": 0 } } } ``` ## Why borrow is rated Critical This tool commits a financial obligation by borrowing tokens (USDC) from a lending pool on Polygon. Borrowing creates a debt liability that must be repaid, potentially with interest. Misuse by an AI agent could result in unauthorized loans, collateral at risk, and significant financial losses. From the tool's own definition: "'Borrow tokens from the LendingPool with reputation-based collateral. Auto-selects the USDC pool.'" Risk signals: Handles credentials or secrets (api_key) ## Use case AI agents use borrow to commit financial operations through Ai Agent Bank, usually the final step of a payment, billing, or trading workflow. A call moves real money. ## Recommended policy (PolicyLayer) Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Ai Agent Bank: ```json { "version": "1", "default": "deny", "tools": { "borrow": { "deny_if": [ { "conditions": [], "on_deny": "Requires human approval." } ] } } } ``` ## Other tools on Ai Agent Bank (42) - `accept_barter` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/accept-barter.md - `accept_swap` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/accept-swap.md - `borrow_capability` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/borrow-capability.md - `borrow_cc` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/borrow-cc.md - `cancel_cc_order` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/cancel-cc-order.md - `confirm_barter_delivery` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/confirm-barter-delivery.md - `create_job` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/create-job.md - `create_swap` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/create-swap.md - `fill_cc_order` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/fill-cc-order.md - `negotiate_job` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/negotiate-job.md - `place_cc_order` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/place-cc-order.md - `register_agent` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/register-agent.md - `set_cost_profile` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/set-cost-profile.md - `transfer` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/transfer.md - `transfer_cc` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/transfer-cc.md - `withdraw_cc` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/withdraw-cc.md - `analyze_opportunity` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/analyze-opportunity.md - `assess_credit` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/assess-credit.md - `browse_jobs_with_economics` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/browse-jobs-with-economics.md - `concierge_chat` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/concierge-chat.md - `estimate_cc_price` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/estimate-cc-price.md - `find_matching_jobs` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/find-matching-jobs.md - `get_agent_profile` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-agent-profile.md - `get_balance` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-balance.md - `get_cc_balance` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-balance.md - `get_cc_credit` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-credit.md - `get_cc_history` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-history.md - `get_cc_market` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-market.md - `get_cc_orderbook` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-orderbook.md - `get_market_depth` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-market-depth.md - …and 12 more: https://policylayer.com/tools/io-github-wirternow-agent-bank.md ## For agents This record is a snapshot. Live verdicts and the full registry: - Check every server in your MCP config at once: `npx -y policylayer stack` - Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md) - Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events` --- Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-wirternow-agent-bank · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-wirternow-agent-bank