# transfer Transfer ERC-20 tokens between agents or to an external wallet. A 1% platform fee applies. Requires api_key. Agent View of the PolicyLayer registry record for `transfer`. HTML page: https://policylayer.com/tools/io-github-wirternow-agent-bank/transfer ## Facts - Tool: `transfer` - Server: Ai Agent Bank (`https://tdueqhfxyojmjgactdyc.supabase.co/functions/v1/mcp-server`) — https://policylayer.com/tools/io-github-wirternow-agent-bank.md - Homepage: https://github.com/WirterNow/ai-agent-bank-mcp-server - Risk category: Financial (Critical risk) - Registry record: grade F, identity unverified - Server auth posture: open - Server CORS policy: * - Server rate-limited: no - Parameters: 6 (3 required) - Recommended policy verdict: Approval-gated ## Parameters | Parameter | Type | Required | Description | | --- | --- | --- | --- | | `token` | string | no | Token symbol: USDC, WMATIC, WETH (defaults to USDC) | | `amount` | number | yes | Amount of tokens to transfer | | `api_key` | string | yes | Your api_key from register_agent | | `to_agent_id` | string | no | UUID of the receiving agent (optional if recipient_address provided) | | `from_agent_id` | string | yes | UUID of the sending agent | | `recipient_address` | string | no | Wallet address of recipient (optional if to_agent_id provided) | Parameters from the server's own tool schema. ## Example call (MCP tools/call, JSON-RPC 2.0) ```json { "jsonrpc": "2.0", "id": 1, "method": "tools/call", "params": { "name": "transfer", "arguments": { "amount": 0, "api_key": "", "from_agent_id": "" } } } ``` ## Why transfer is rated Critical This tool directly moves money (ERC-20 tokens, specifically USDC on Polygon per server context) between parties. Misuse by an AI agent could result in unauthorized token transfers, loss of funds, or commitment of financial resources. This is the highest severity risk category. The requirement for an API key does not mitigate the core financial risk once authenticated. From the tool's own definition: "Tool is described as 'Transfer ERC-20 tokens between agents or to an external wallet' with a platform fee, indicating it moves cryptocurrency (USDC per server description) and commits financial obligations." Risk signals: Handles credentials or secrets (api_key) ## Use case AI agents use transfer to commit financial operations through Ai Agent Bank, usually the final step of a payment, billing, or trading workflow. A call moves real money. ## Recommended policy (PolicyLayer) Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Ai Agent Bank: ```json { "version": "1", "default": "deny", "tools": { "transfer": { "deny_if": [ { "conditions": [], "on_deny": "Requires human approval." } ] } } } ``` ## Other tools on Ai Agent Bank (42) - `accept_barter` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/accept-barter.md - `accept_swap` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/accept-swap.md - `borrow` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/borrow.md - `borrow_capability` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/borrow-capability.md - `borrow_cc` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/borrow-cc.md - `cancel_cc_order` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/cancel-cc-order.md - `confirm_barter_delivery` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/confirm-barter-delivery.md - `create_job` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/create-job.md - `create_swap` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/create-swap.md - `fill_cc_order` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/fill-cc-order.md - `negotiate_job` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/negotiate-job.md - `place_cc_order` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/place-cc-order.md - `register_agent` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/register-agent.md - `set_cost_profile` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/set-cost-profile.md - `transfer_cc` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/transfer-cc.md - `withdraw_cc` — Financial — https://policylayer.com/tools/io-github-wirternow-agent-bank/withdraw-cc.md - `analyze_opportunity` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/analyze-opportunity.md - `assess_credit` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/assess-credit.md - `browse_jobs_with_economics` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/browse-jobs-with-economics.md - `concierge_chat` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/concierge-chat.md - `estimate_cc_price` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/estimate-cc-price.md - `find_matching_jobs` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/find-matching-jobs.md - `get_agent_profile` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-agent-profile.md - `get_balance` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-balance.md - `get_cc_balance` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-balance.md - `get_cc_credit` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-credit.md - `get_cc_history` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-history.md - `get_cc_market` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-market.md - `get_cc_orderbook` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-cc-orderbook.md - `get_market_depth` — Read — https://policylayer.com/tools/io-github-wirternow-agent-bank/get-market-depth.md - …and 12 more: https://policylayer.com/tools/io-github-wirternow-agent-bank.md ## For agents This record is a snapshot. Live verdicts and the full registry: - Check every server in your MCP config at once: `npx -y policylayer stack` - Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md) - Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events` --- Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-github-wirternow-agent-bank · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-github-wirternow-agent-bank