# listPaymentMethods

List saved payment methods for an organisation. Returns masked card metadata only (brand, last4, exp month/year, default flag). NEVER returns full card numbers, CVCs, or any Stripe IDs.

Agent View of the PolicyLayer registry record for `listPaymentMethods`. HTML page: https://policylayer.com/tools/io-stablebaseline-sb/listpaymentmethods

## Facts

- Tool: `listPaymentMethods`
- Server: Stable Baseline (`https://api.stablebaseline.io/functions/v1/cloud-serve/mcp`) — https://policylayer.com/tools/io-stablebaseline-sb.md
- Homepage: https://github.com/stablebaseline/mcp
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: https://app.stablebaseline.io
- Server rate-limited: no
- Parameters: 1 (1 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `organisation_id` | string | yes | UUID of the organisation. Must match the credential's organisation. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "listPaymentMethods",
    "arguments": {
      "organisation_id": "<organisation_id>"
    }
  }
}
```

## Why listPaymentMethods is rated Low

This tool retrieves payment method metadata without side effects. Although it accesses financial information (payment methods), it does not move money, create charges, refund funds, or modify subscriptions—therefore it is Read rather than Financial. The masking of sensitive fields (no full card numbers or CVCs) further limits the practical risk.

From the tool's own definition: "Tool name 'listPaymentMethods' and description 'List saved payment methods' indicate a retrieval operation. Description explicitly states it 'Returns masked card metadata only (brand, last4, exp month/year, default flag)."

## Use case

AI agents call listPaymentMethods to retrieve information from Stable Baseline without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Stable Baseline:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "listPaymentMethods": {}
  }
}
```

## Other tools on Stable Baseline (195)

- `cancelAllKgInScope` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/cancelallkginscope.md
- `cancelKgBuildBatch` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/cancelkgbuildbatch.md
- `deleteDiagramInDocument` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deletediagramindocument.md
- `deleteDocument` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deletedocument.md
- `deleteFolder` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deletefolder.md
- `deleteImageInDocument` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteimageindocument.md
- `deleteImprovement` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteimprovement.md
- `deleteImprovementCategory` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteimprovementcategory.md
- `deleteImprovementComment` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteimprovementcomment.md
- `deletePlan` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteplan.md
- `deletePlanComment` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteplancomment.md
- `deletePlanPhase` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteplanphase.md
- `deleteResourcePermission` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteresourcepermission.md
- `deleteTaskDependency` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deletetaskdependency.md
- `deleteTeam` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deleteteam.md
- `deleteVegaDataFile` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deletevegadatafile.md
- `deleteWhiteboard` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/deletewhiteboard.md
- `removeMember` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/removemember.md
- `removeTeamMember` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/removeteammember.md
- `removeWorkspaceMember` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/removeworkspacemember.md
- `resetDocumentInBrain` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/resetdocumentinbrain.md
- `revokeTeamWorkspaceAccess` — Destructive — https://policylayer.com/tools/io-stablebaseline-sb/revoketeamworkspaceaccess.md
- `autoDesignWhiteboard` — Execute — https://policylayer.com/tools/io-stablebaseline-sb/autodesignwhiteboard.md
- `renderDiagram` — Execute — https://policylayer.com/tools/io-stablebaseline-sb/renderdiagram.md
- `startMeetingScribe` — Execute — https://policylayer.com/tools/io-stablebaseline-sb/startmeetingscribe.md
- `stopMeetingScribe` — Execute — https://policylayer.com/tools/io-stablebaseline-sb/stopmeetingscribe.md
- `triggerKgRebuild` — Execute — https://policylayer.com/tools/io-stablebaseline-sb/triggerkgrebuild.md
- `applySubscriptionChange` — Financial — https://policylayer.com/tools/io-stablebaseline-sb/applysubscriptionchange.md
- `cancelSubscription` — Financial — https://policylayer.com/tools/io-stablebaseline-sb/cancelsubscription.md
- `getCustomerPortalLink` — Financial — https://policylayer.com/tools/io-stablebaseline-sb/getcustomerportallink.md
- …and 165 more: https://policylayer.com/tools/io-stablebaseline-sb.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-stablebaseline-sb · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-stablebaseline-sb