# compound_interest

Calculate compound interest.

Agent View of the PolicyLayer registry record for `compound_interest`. HTML page: https://policylayer.com/tools/io-tinyfn-tinyfn/compound-interest

## Facts

- Tool: `compound_interest`
- Server: TinyFn (`https://api.tinyfn.io/mcp/all/`) — https://policylayer.com/tools/io-tinyfn-tinyfn.md
- Homepage: https://github.com/tinyfn-io/tinyfn-mcp
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server rate-limited: no
- Parameters: 4 (3 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `rate` | number | yes | Annual interest rate (as percentage, e.g., 5 for 5%) |
| `time` | number | yes | Time in years |
| `principal` | number | yes | Initial principal |
| `compounds_per_year` | integer | no | Compounding frequency per year |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "compound_interest",
    "arguments": {
      "rate": 0,
      "time": 0,
      "principal": 0
    }
  }
}
```

## Why compound_interest is rated Low

This is a deterministic mathematical utility that retrieves or derives a computed value without side effects. While the result may inform financial decisions, the tool itself does not move money, create financial obligations, or execute external operations. It is purely computational, fitting the Read category.

From the tool's own definition: "Tool name 'compound_interest' and description 'Calculate compound interest' indicate a mathematical calculation function."

## Use case

AI agents call compound_interest to retrieve information from TinyFn without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches TinyFn:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "compound_interest": {}
  }
}
```

## Other tools on TinyFn (571)

- `array_compact` — Destructive — https://policylayer.com/tools/io-tinyfn-tinyfn/array-compact.md
- `array_dedupe` — Destructive — https://policylayer.com/tools/io-tinyfn-tinyfn/array-dedupe.md
- `truncate_2` — Destructive — https://policylayer.com/tools/io-tinyfn-tinyfn/truncate-2.md
- `generate_hmac` — Execute — https://policylayer.com/tools/io-tinyfn-tinyfn/generate-hmac.md
- `random_float_2` — Execute — https://policylayer.com/tools/io-tinyfn-tinyfn/random-float-2.md
- `random_string_2` — Execute — https://policylayer.com/tools/io-tinyfn-tinyfn/random-string-2.md
- `random_weighted_choice` — Execute — https://policylayer.com/tools/io-tinyfn-tinyfn/random-weighted-choice.md
- `roll_dice` — Execute — https://policylayer.com/tools/io-tinyfn-tinyfn/roll-dice.md
- `null` — Other — https://policylayer.com/tools/io-tinyfn-tinyfn/null.md
- `absolute_value` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/absolute-value.md
- `acres_to_hectares` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/acres-to-hectares.md
- `add` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/add.md
- `adler32_checksum` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/adler32-checksum.md
- `analogous_colors` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/analogous-colors.md
- `analyze_password` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/analyze-password.md
- `array_difference` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-difference.md
- `array_first` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-first.md
- `array_frequency` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-frequency.md
- `array_interleave` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-interleave.md
- `array_intersection` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-intersection.md
- `array_last` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-last.md
- `array_nth` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-nth.md
- `array_partition` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-partition.md
- `array_repeat` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-repeat.md
- `array_reverse` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-reverse.md
- `array_rotate` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-rotate.md
- `array_slice` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-slice.md
- `array_symmetric_difference` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-symmetric-difference.md
- `array_union` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-union.md
- `array_unzip` — Read — https://policylayer.com/tools/io-tinyfn-tinyfn/array-unzip.md
- …and 541 more: https://policylayer.com/tools/io-tinyfn-tinyfn.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=io-tinyfn-tinyfn · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/io-tinyfn-tinyfn