# banking_refresh_owner_verification

Re-reads the identity-verification outcome for one beneficial owner on a banking application and records it. Idempotent. Does not start a verification and does not carry any of that person's personal data.

Agent View of the PolicyLayer registry record for `banking_refresh_owner_verification`. HTML page: https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/banking-refresh-owner-verification

## Facts

- Tool: `banking_refresh_owner_verification`
- Server: Lovie Company Formation MCP (`lovie`) — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx.md
- Install: `npx -y lovie`
- Homepage: https://github.com/lovieco/lovie-company-formation-mcp-npx
- Risk category: Execute (High risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server rate-limited: no
- Parameters: 2 (2 required)
- Recommended policy verdict: Rate-limited

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `ownerId` | object | yes | UUID value wrapper. |
| `applicationId` | object | yes | UUID value wrapper. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "banking_refresh_owner_verification",
    "arguments": {
      "ownerId": {},
      "applicationId": {}
    }
  }
}
```

## Why banking_refresh_owner_verification is rated High

banking_refresh_owner_verification triggers real processes with real consequences. An agent gone sideways doesn't fire it once. It starts dozens of builds, sends mass notifications, or burns through compute before anyone looks up.

## Use case

AI agents invoke banking_refresh_owner_verification to trigger actions in Lovie Company Formation MCP. What it does depends on the arguments the agent supplies, and its effects often reach beyond the immediate call: builds kicked off, notifications sent, workflows started.

## Recommended policy (PolicyLayer)

Verdict: **Rate-limited**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Lovie Company Formation MCP:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "banking_refresh_owner_verification": {
      "limits": [
        {
          "counter": "banking_refresh_owner_verification_rate",
          "window": "minute",
          "max": 10,
          "scope": "grant"
        }
      ]
    }
  }
}
```

## Other tools on Lovie Company Formation MCP (339)

- `accounting_cancel_schedule` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/accounting-cancel-schedule.md
- `accounting_confirm_statement_match` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/accounting-confirm-statement-match.md
- `accounting_delete_journal_entry` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/accounting-delete-journal-entry.md
- `cap_table_clear_cap_table_stakeholders` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-clear-cap-table-stakeholders.md
- `cap_table_close_cap_table_round` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-close-cap-table-round.md
- `cap_table_delete_cap_table_agreement` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-delete-cap-table-agreement.md
- `cap_table_delete_cap_table_round` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-delete-cap-table-round.md
- `cap_table_delete_cap_table_security` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-delete-cap-table-security.md
- `cap_table_delete_cap_table_stakeholder` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-delete-cap-table-stakeholder.md
- `cap_table_set_cap_table_pipeline_status` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-set-cap-table-pipeline-status.md
- `documents_delete_saved_signature` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/documents-delete-saved-signature.md
- `formation_delete_pending_domain` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/formation-delete-pending-domain.md
- `formation_remove_shareholder` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/formation-remove-shareholder.md
- `signature_void_envelope` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/signature-void-envelope.md
- `trademark_delete_application` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/trademark-delete-application.md
- `vendor_bill_cancel_vendor_bill` — Destructive — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/vendor-bill-cancel-vendor-bill.md
- `accounting_propose_schedules` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/accounting-propose-schedules.md
- `ads_insight_summarize_campaign_window` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/ads-insight-summarize-campaign-window.md
- `banking_start_banking_application` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/banking-start-banking-application.md
- `cap_table_record_cap_table_investment` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-record-cap-table-investment.md
- `cap_table_simulate_cap_table_exit` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/cap-table-simulate-cap-table-exit.md
- `draft_payment` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/draft-payment.md
- `equity_onboarding_start` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/equity-onboarding-start.md
- `formation_run_election83b_reminders` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/formation-run-election83b-reminders.md
- `formation_start_formation` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/formation-start-formation.md
- `kyc_start_kyc_inquiry` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/kyc-start-kyc-inquiry.md
- `signature_reconcile_document_state` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/signature-reconcile-document-state.md
- `signature_run_reminders` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/signature-run-reminders.md
- `trademark_run_clearance` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/trademark-run-clearance.md
- `trademark_start_application` — Execute — https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx/trademark-start-application.md
- …and 309 more: https://policylayer.com/tools/lovieco-lovie-company-formation-mcp-npx.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=lovieco-lovie-company-formation-mcp-npx · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/lovieco-lovie-company-formation-mcp-npx