# place_deposit

Place a refundable security deposit with another wallet. The deposit is returned if terms are met, or forfeited if you violate the agreement.

Agent View of the PolicyLayer registry record for `place_deposit`. HTML page: https://policylayer.com/tools/pay-skill-mcp/place-deposit

## Facts

- Tool: `place_deposit`
- Server: Remit Md MCP Server (`pay-skill/mcp`) — https://policylayer.com/tools/pay-skill-mcp.md
- Homepage: https://github.com/pay-skill/mcp
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "place_deposit",
    "arguments": {}
  }
}
```

## Why place_deposit is rated Critical

This tool directly moves funds (deposits money to another wallet) and creates financial obligations. Even though the deposit is conditionally refundable, the act of placing a deposit is a financial commitment that transfers control of funds. The high severity reflects that an AI agent misusing this could lock up or lose significant funds based on agreement violations.

From the tool's own definition: "The tool places a 'security deposit with another wallet' and involves conditional fund transfers ('returned if terms are met, or forfeited')."

## Use case

AI agents use place_deposit to commit financial operations through Remit Md MCP Server, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Remit Md MCP Server:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "place_deposit": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Remit Md MCP Server (27)

- `delete_webhook` — Destructive — https://policylayer.com/tools/pay-skill-mcp/delete-webhook.md
- `claim_start` — Execute — https://policylayer.com/tools/pay-skill-mcp/claim-start.md
- `award_bounty` — Financial — https://policylayer.com/tools/pay-skill-mcp/award-bounty.md
- `cancel_escrow` — Financial — https://policylayer.com/tools/pay-skill-mcp/cancel-escrow.md
- `charge_tab` — Financial — https://policylayer.com/tools/pay-skill-mcp/charge-tab.md
- `close_stream` — Financial — https://policylayer.com/tools/pay-skill-mcp/close-stream.md
- `close_tab` — Financial — https://policylayer.com/tools/pay-skill-mcp/close-tab.md
- `create_escrow` — Financial — https://policylayer.com/tools/pay-skill-mcp/create-escrow.md
- `create_fund_link` — Financial — https://policylayer.com/tools/pay-skill-mcp/create-fund-link.md
- `create_withdraw_link` — Financial — https://policylayer.com/tools/pay-skill-mcp/create-withdraw-link.md
- `forfeit_deposit` — Financial — https://policylayer.com/tools/pay-skill-mcp/forfeit-deposit.md
- `open_stream` — Financial — https://policylayer.com/tools/pay-skill-mcp/open-stream.md
- `open_tab` — Financial — https://policylayer.com/tools/pay-skill-mcp/open-tab.md
- `pay_direct` — Financial — https://policylayer.com/tools/pay-skill-mcp/pay-direct.md
- `post_bounty` — Financial — https://policylayer.com/tools/pay-skill-mcp/post-bounty.md
- `reclaim_bounty` — Financial — https://policylayer.com/tools/pay-skill-mcp/reclaim-bounty.md
- `release_escrow` — Financial — https://policylayer.com/tools/pay-skill-mcp/release-escrow.md
- `return_deposit` — Financial — https://policylayer.com/tools/pay-skill-mcp/return-deposit.md
- `submit_bounty` — Financial — https://policylayer.com/tools/pay-skill-mcp/submit-bounty.md
- `withdraw_stream` — Financial — https://policylayer.com/tools/pay-skill-mcp/withdraw-stream.md
- `x402_config` — Financial — https://policylayer.com/tools/pay-skill-mcp/x402-config.md
- `x402_pay` — Financial — https://policylayer.com/tools/pay-skill-mcp/x402-pay.md
- `check_balance` — Read — https://policylayer.com/tools/pay-skill-mcp/check-balance.md
- `get_status` — Read — https://policylayer.com/tools/pay-skill-mcp/get-status.md
- `list_webhooks` — Read — https://policylayer.com/tools/pay-skill-mcp/list-webhooks.md
- `register_webhook` — Write — https://policylayer.com/tools/pay-skill-mcp/register-webhook.md
- `update_webhook` — Write — https://policylayer.com/tools/pay-skill-mcp/update-webhook.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=pay-skill-mcp · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/pay-skill-mcp