# pain001_validate

Validates a pain.001.001.09 customer credit transfer initiation XML document against the same hand-derived schema-subset table as the tools/555 browser validator -- structural (mandatory fields), facet (IBAN mod-97, BIC format, ISO 4217 currency, decimal/date patterns), and batch-total cross-checks (NbOfTxs vs. actual transaction count, CtrlSum vs. sum of InstdAmt). Byte-identical error set to the browser tool for the same input. Subset validation, not full XSD conformance -- prepare/validate only, never transmits or generates a live payment message.

Agent View of the PolicyLayer registry record for `pain001_validate`. HTML page: https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/pain001-validate

## Facts

- Tool: `pain001_validate`
- Server: Ainumbers Mcp Apps (`postoaklabs/ainumbers-mcp-apps`) — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps.md
- Homepage: https://github.com/PostOakLabs/ainumbers-mcp-apps
- Risk category: Read (Low risk)
- Registry record: grade F, identity unverified
- Server auth posture: open
- Server CORS policy: https://ainumbers.co
- Server rate-limited: no
- Parameters: 1 (1 required)
- Recommended policy verdict: Allowed

## Parameters

| Parameter | Type | Required | Description |
| --- | --- | --- | --- |
| `xml` | string | yes | pain.001.001.09 XML document text to validate. |

Parameters from the server's own tool schema.

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "pain001_validate",
    "arguments": {
      "xml": "<xml>"
    }
  }
}
```

## Why pain001_validate is rated Low

Despite the fintech domain context, pain001_validate is a pure validation tool that performs deterministic checks on XML documents. It has no side effects, does not execute arbitrary code, does not modify the input document, and crucially does not initiate or process any actual payment transactions. The explicit disclaimer that it never transmits payment messages eliminates Execute and Financial categories.

From the tool's own definition: "Tool validates XML against schema and performs structural/facet/cross-check validation only. Description explicitly states 'prepare/validate only, never transmits or generates a live payment message.' The tool reads and analyzes input without modifying data,…"

## Use case

AI agents call pain001_validate to retrieve information from Ainumbers Mcp Apps without modifying anything. It is typically the context-gathering step in research, monitoring, and reporting workflows, before the agent takes action elsewhere.

## Recommended policy (PolicyLayer)

Verdict: **Allowed**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Ainumbers Mcp Apps:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "pain001_validate": {}
  }
}
```

## Other tools on Ainumbers Mcp Apps (687)

- `agentic_mandate_sandbox` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/agentic-mandate-sandbox.md
- `allocate_ihb_interest` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/allocate-ihb-interest.md
- `amortize_asc606_commissions` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/amortize-asc606-commissions.md
- `anchor_document_integrity` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/anchor-document-integrity.md
- `apply_climate_scenario` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/apply-climate-scenario.md
- `assemble_aiuc1_evidence_pack` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/assemble-aiuc1-evidence-pack.md
- `assemble_ocg_evidence_bundle` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/assemble-ocg-evidence-bundle.md
- `attest_bulk_disbursement_integrity` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/attest-bulk-disbursement-integrity.md
- `attest_calc_agent_independence` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/attest-calc-agent-independence.md
- `attest_daily_reconciliation` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/attest-daily-reconciliation.md
- `attest_margin_call_lifecycle` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/attest-margin-call-lifecycle.md
- `bind_attested_subject` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/bind-attested-subject.md
- `build_226j_response_evidence_pack` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-226j-response-evidence-pack.md
- `build_agent_test_evidence` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-agent-test-evidence.md
- `build_agent_traffic_policy` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-agent-traffic-policy.md
- `build_ai_conformity_pack` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-ai-conformity-pack.md
- `build_ai_workpaper_record` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-ai-workpaper-record.md
- `build_allocation_decision_receipt` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-allocation-decision-receipt.md
- `build_amortization_schedule` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-amortization-schedule.md
- `build_ap2_cartmandate_hashchain` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-ap2-cartmandate-hashchain.md
- `build_cbcr_report` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-cbcr-report.md
- `build_chaingraph` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-chaingraph.md
- `build_claim_dispute_bundle` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-claim-dispute-bundle.md
- `build_conditional_relief_collateral_receipt` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-conditional-relief-collateral-receipt.md
- `build_conversion_receipt` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-conversion-receipt.md
- `build_digest_manifest` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-digest-manifest.md
- `build_disclosure_manifest` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-disclosure-manifest.md
- `build_dora_roi_register` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-dora-roi-register.md
- `build_dual_control_certification` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-dual-control-certification.md
- `build_etr_possession_chain` — Execute — https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps/build-etr-possession-chain.md
- …and 657 more: https://policylayer.com/tools/postoaklabs-ainumbers-mcp-apps.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=postoaklabs-ainumbers-mcp-apps · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/postoaklabs-ainumbers-mcp-apps