# credential-create

Create a credential on the XRP Ledger. The issuer creates credentials to attest facts about a subject account (e.g., KYC verification, accreditation status). The credential must be accepted by the subject to become valid.

Agent View of the PolicyLayer registry record for `credential-create`. HTML page: https://policylayer.com/tools/romthpt-mcp-xrpl/credential-create

## Facts

- Tool: `credential-create`
- Server: Xrpl mcp (`romthpt/mcp-xrpl`) — https://policylayer.com/tools/romthpt-mcp-xrpl.md
- Homepage: https://github.com/RomThpt/mcp-xrpl
- Risk category: Write (Medium risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Rate-limited

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "credential-create",
    "arguments": {}
  }
}
```

## Why credential-create is rated Medium

This tool creates new credential objects on the XRP Ledger, modifying the ledger state by adding attestation records. While credentials require acceptance to become fully valid, the act of creation itself represents a write operation that persists data to the ledger.

From the tool's own definition: "Tool explicitly described as 'Create a credential on the XRP Ledger' — creates a new on-ledger object that attests facts about an account. This is a reversible write operation."

## Use case

AI agents use credential-create to create or update resources in Xrpl mcp, usually the action step of a workflow, after the agent has gathered context. Every call changes real data in your Xrpl mcp environment.

## Recommended policy (PolicyLayer)

Verdict: **Rate-limited**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Xrpl mcp:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "credential-create": {
      "limits": [
        {
          "counter": "credential-create_rate",
          "window": "minute",
          "max": 30,
          "scope": "grant"
        }
      ]
    }
  }
}
```

## Other tools on Xrpl mcp (70)

- `amm-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-delete.md
- `check-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cancel.md
- `credential-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/credential-delete.md
- `deactivate-did` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/deactivate-did.md
- `delete-account` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/delete-account.md
- `escrow-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-cancel.md
- `mpt-issuance-destroy` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/mpt-issuance-destroy.md
- `offer-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-cancel.md
- `oracle-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/oracle-delete.md
- `permissioned-domain-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/permissioned-domain-delete.md
- `reject-transaction` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/reject-transaction.md
- `amm-vote` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-vote.md
- `batch-submit` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-submit.md
- `transfer-nft` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-nft.md
- `amm-bid` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-bid.md
- `amm-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-clawback.md
- `amm-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-create.md
- `amm-deposit` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-deposit.md
- `approve-transaction` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/approve-transaction.md
- `batch-payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-payment.md
- `check-cash` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cash.md
- `escrow-finish` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-finish.md
- `offer-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-create.md
- `payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment.md
- `payment-channel-claim` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-claim.md
- `payment-channel-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-create.md
- `payment-channel-fund` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-fund.md
- `token-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-clawback.md
- `token-escrow-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-escrow-create.md
- `transfer-token` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-token.md
- …and 40 more: https://policylayer.com/tools/romthpt-mcp-xrpl.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=romthpt-mcp-xrpl · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/romthpt-mcp-xrpl