# payment-channel-claim

Claim funds from a Payment Channel on the XRP Ledger

Agent View of the PolicyLayer registry record for `payment-channel-claim`. HTML page: https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-claim

## Facts

- Tool: `payment-channel-claim`
- Server: Xrpl mcp (`romthpt/mcp-xrpl`) — https://policylayer.com/tools/romthpt-mcp-xrpl.md
- Homepage: https://github.com/RomThpt/mcp-xrpl
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "payment-channel-claim",
    "arguments": {}
  }
}
```

## Why payment-channel-claim is rated Critical

This tool claims (withdraws) funds from a payment channel on the XRP Ledger, which constitutes a financial operation involving the transfer of real cryptocurrency assets. It falls under Financial as it moves money/commits financial obligations. The blast radius is critical since misuse could result in unauthorized claiming of funds or draining of payment channels.

From the tool's own definition: "'Claim funds from a Payment Channel on the XRP Ledger' — directly moves XRP funds from a payment channel"

## Use case

AI agents use payment-channel-claim to commit financial operations through Xrpl mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Xrpl mcp:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "payment-channel-claim": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Xrpl mcp (70)

- `amm-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-delete.md
- `check-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cancel.md
- `credential-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/credential-delete.md
- `deactivate-did` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/deactivate-did.md
- `delete-account` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/delete-account.md
- `escrow-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-cancel.md
- `mpt-issuance-destroy` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/mpt-issuance-destroy.md
- `offer-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-cancel.md
- `oracle-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/oracle-delete.md
- `permissioned-domain-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/permissioned-domain-delete.md
- `reject-transaction` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/reject-transaction.md
- `amm-vote` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-vote.md
- `batch-submit` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-submit.md
- `transfer-nft` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-nft.md
- `amm-bid` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-bid.md
- `amm-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-clawback.md
- `amm-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-create.md
- `amm-deposit` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-deposit.md
- `approve-transaction` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/approve-transaction.md
- `batch-payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-payment.md
- `check-cash` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cash.md
- `escrow-finish` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-finish.md
- `offer-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-create.md
- `payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment.md
- `payment-channel-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-create.md
- `payment-channel-fund` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-fund.md
- `token-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-clawback.md
- `token-escrow-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-escrow-create.md
- `transfer-token` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-token.md
- `transfer-xrp` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-xrp.md
- …and 40 more: https://policylayer.com/tools/romthpt-mcp-xrpl.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

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Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=romthpt-mcp-xrpl · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/romthpt-mcp-xrpl