# token-escrow-create

Create an Escrow for fungible tokens (Trust Line Tokens or MPTs) on the XRP Ledger. Requires the TokenEscrow amendment. For Trust Line Tokens, the issuer must have lsfAllowTrustLineLocking enabled. For MPTs, the issuance must have lsfMPTCanEscrow enabled.

Agent View of the PolicyLayer registry record for `token-escrow-create`. HTML page: https://policylayer.com/tools/romthpt-mcp-xrpl/token-escrow-create

## Facts

- Tool: `token-escrow-create`
- Server: Xrpl mcp (`romthpt/mcp-xrpl`) — https://policylayer.com/tools/romthpt-mcp-xrpl.md
- Homepage: https://github.com/RomThpt/mcp-xrpl
- Risk category: Financial (Critical risk)
- Registry record: grade F, identity unverified
- Server rate-limited: no
- Parameters: 0
- Recommended policy verdict: Approval-gated

## Example call (MCP tools/call, JSON-RPC 2.0)

```json
{
  "jsonrpc": "2.0",
  "id": 1,
  "method": "tools/call",
  "params": {
    "name": "token-escrow-create",
    "arguments": {}
  }
}
```

## Why token-escrow-create is rated Critical

Escrow creation locks real digital assets (fungible tokens) on the XRP Ledger, constituting a financial commitment. While not an immediate transfer of funds, it freezes assets and creates binding on-ledger obligations, placing it firmly in the Financial category. Misuse could lock user funds unintentionally or maliciously.

From the tool's own definition: "'Create an Escrow for fungible tokens' on the XRP Ledger — locks financial assets (Trust Line Tokens or MPTs) into an escrow contract, committing funds/obligations on the ledger"

## Use case

AI agents use token-escrow-create to commit financial operations through Xrpl mcp, usually the final step of a payment, billing, or trading workflow. A call moves real money.

## Recommended policy (PolicyLayer)

Verdict: **Approval-gated**. Enforced by the PolicyLayer MCP gateway (https://policylayer.com/mcp-gateway) before a call reaches Xrpl mcp:

```json
{
  "version": "1",
  "default": "deny",
  "tools": {
    "token-escrow-create": {
      "deny_if": [
        {
          "conditions": [],
          "on_deny": "Requires human approval."
        }
      ]
    }
  }
}
```

## Other tools on Xrpl mcp (70)

- `amm-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-delete.md
- `check-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cancel.md
- `credential-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/credential-delete.md
- `deactivate-did` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/deactivate-did.md
- `delete-account` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/delete-account.md
- `escrow-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-cancel.md
- `mpt-issuance-destroy` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/mpt-issuance-destroy.md
- `offer-cancel` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-cancel.md
- `oracle-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/oracle-delete.md
- `permissioned-domain-delete` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/permissioned-domain-delete.md
- `reject-transaction` — Destructive — https://policylayer.com/tools/romthpt-mcp-xrpl/reject-transaction.md
- `amm-vote` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-vote.md
- `batch-submit` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-submit.md
- `transfer-nft` — Execute — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-nft.md
- `amm-bid` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-bid.md
- `amm-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-clawback.md
- `amm-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-create.md
- `amm-deposit` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/amm-deposit.md
- `approve-transaction` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/approve-transaction.md
- `batch-payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/batch-payment.md
- `check-cash` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/check-cash.md
- `escrow-finish` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/escrow-finish.md
- `offer-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/offer-create.md
- `payment` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment.md
- `payment-channel-claim` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-claim.md
- `payment-channel-create` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-create.md
- `payment-channel-fund` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/payment-channel-fund.md
- `token-clawback` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/token-clawback.md
- `transfer-token` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-token.md
- `transfer-xrp` — Financial — https://policylayer.com/tools/romthpt-mcp-xrpl/transfer-xrp.md
- …and 40 more: https://policylayer.com/tools/romthpt-mcp-xrpl.md

## For agents

This record is a snapshot. Live verdicts and the full registry:

- Check every server in your MCP config at once: `npx -y policylayer stack`
- Vet a server before you add it: install the mcp-precheck skill — `npx skills add https://policylayer.com` (skill text: https://policylayer.com/skill.md)
- Query the registry over MCP: endpoint `https://api.policylayer.com/mcp` — tools `check_mcp_server`, `check_mcp_stack`, `check_tool`, `search_registry`, `get_change_events`

---

Source: the PolicyLayer MCP registry — one continuously verified record per MCP server. Full record: https://policylayer.com/registry?q=romthpt-mcp-xrpl · API: https://policylayer.com/registry/api · Policy library: https://policylayer.com/policies/romthpt-mcp-xrpl